Expert Systems Holdings (HKSE:08319) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:08319 Expert Systems Holdings Ltd HKSE:08319
55 GF Score
Price HK$0.11
GF Value HK$0.20
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Expert Systems Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:08319
55GF Score
Expert Systems Holdings Ltd HKSE:08319
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Expert Systems Holdings (HKSE:08319) Overvalued in 2026?

Based on GuruFocus' analysis, Expert Systems Holdings stock appears to be undervalued. The current stock price of HK$0.11 is trading 46.5% below its estimated GF Value™ of HK$0.20. GuruFocus considers Expert Systems Holdings to be Significantly Undervalued.

Key valuation signals for HKSE:08319:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$0.20 vs. price of HK$0.11 (46.5% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the HKSE:08319 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Expert Systems Holdings Business Description

Address 64 Hoi Yuen Road, 22nd Floor, Yen Sheng Centre, Kwun Tong, Kowloon, Hong Kong, HKG
Expert Systems Holdings Ltd is an investment holding company. Along with its subsidiaries, the company is principally engaged in the provision of IT infrastructure solutions .The operating segments of the Company are the provision of IT infrastructure solutions, the provision of IT infrastructure management services and the provision of AI business. Its products and solutions comprise server and storage consolidation, backup and restore, desktop management, networking, infrastructure and management, and information security. The company serves a diverse range of markets including banking, finance, insurance, telecommunications, media, Hotel and government sector. Geographically, Hong Kong contributes to the vast majority of total revenue.
55GF Score

Get the complete analysis for HKSE:08319

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.11
Price
HK$0.20
GF Value