Elisa Oyj (LTS:0I8Y) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0I8Y Elisa Oyj LTS:0I8Y
78 GF Score
Price €35.21
GF Value €44.22
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Elisa Oyj Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0I8Y
78GF Score
Elisa Oyj LTS:0I8Y
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Elisa Oyj (LTS:0I8Y) Overvalued in 2026?

Based on GuruFocus' analysis, Elisa Oyj stock appears to be undervalued. The current stock price of €35.21 is trading 20.4% below its estimated GF Value™ of €44.22. GuruFocus considers Elisa Oyj to be Modestly Undervalued.

Key valuation signals for LTS:0I8Y:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €44.22 vs. price of €35.21 (20.4% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the LTS:0I8Y stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Elisa Oyj Business Description

Address Ratavartijankatu 5, Helsinki, FIN, 00520
Elisa Oyj is a telecommunications company that operates in two segments, Consumer Customers and Corporate Customers. The Consumer Customers segment provides consumers with telecommunications and communications services, such as fixed and mobile subscriptions with supplementary digital services, cable TV subscriptions, and Elisa Viihde entertainment service. The Corporate Customers segment provides corporate and public administration organizations with services such as IT and communication solutions for the digital environment and fixed and mobile subscriptions. The majority of revenue is generated from the Consumer Customers segment. The company generates the majority of its revenue in Finland.
78GF Score

Get the complete analysis for LTS:0I8Y

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.21
Price
€44.22
GF Value