XinTec (ROCO:3374) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROCO:3374 XinTec Inc ROCO:3374
65 GF Score
Price NT$358.00
GF Value NT$162.01
Valuation Significantly Overvalued
! 10 Warning Signs
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What is XinTec Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ROCO:3374
65GF Score
XinTec Inc ROCO:3374
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is XinTec (ROCO:3374) Overvalued in 2026?

Based on GuruFocus' analysis, XinTec stock appears to be overvalued. The current stock price of NT$358.00 is trading 121% above its estimated GF Value™ of NT$162.01. GuruFocus considers XinTec to be Significantly Overvalued.

Key valuation signals for ROCO:3374:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: NT$162.01 vs. price of NT$358.00 (121% above fair value)
  • GF Score™: 65/100 with 10 warning signs

No single metric tells the full story. See the ROCO:3374 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XinTec Business Description

Address Number 23, Jilin Road, 9th Floor, Jhongli Industrial Park, Jhongli District, Taoyuan, TWN, 32062
XinTec Inc is a subcontractor of advanced packaging services in the semiconductor industry and engages mainly in wafer level chip scale packaging (CSP), wafer level post passivation interconnection services (PPI) and testing services. Its products include: Optical Sensor CSP; MEMS Sensor Packaging; and Customized Service.
65GF Score

Get the complete analysis for ROCO:3374

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$358.00
Price
NT$162.01
GF Value