Yinchuan Xinhua Commercial (Group) Co (SHSE:600785) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:600785 Yinchuan Xinhua Commercial (Group) Co Ltd SHSE:600785
65 GF Score
Price ¥8.47
GF Value ¥10.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Yinchuan Xinhua Commercial (Group) Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SHSE:600785
65GF Score
Yinchuan Xinhua Commercial (Group) Co Ltd SHSE:600785
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Yinchuan Xinhua Commercial (Group) Co (SHSE:600785) Overvalued in 2026?

Based on GuruFocus' analysis, Yinchuan Xinhua Commercial (Group) Co stock appears to be undervalued. The current stock price of ¥8.47 is trading 16.8% below its estimated GF Value™ of ¥10.18. GuruFocus considers Yinchuan Xinhua Commercial (Group) Co to be Modestly Undervalued.

Key valuation signals for SHSE:600785:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ¥10.18 vs. price of ¥8.47 (16.8% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the SHSE:600785 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yinchuan Xinhua Commercial (Group) Co Business Description

Address No. 97 Xinhua East Street, Xingqing District, Ningxia Hui Autonomous Region, Yinchuan, CHN, 750001
Yinchuan Xinhua Commercial (Group) Co Ltd is a China-based company engaged in the operation of department stores, as well as the delivery of goods, household appliances, and wholesale products.
65GF Score

Get the complete analysis for SHSE:600785

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥8.47
Price
¥10.18
GF Value