Yinchuan Xinhua Commercial (Group) Co (SHSE:600785) ROE %: 11.43% (As of Mar. 2026) — 125% Above Median


SHSE:600785 Yinchuan Xinhua Commercial (Group) Co Ltd SHSE:600785
64 GF Score
Price ¥10.34
GF Value ¥10.14
Valuation Fairly Valued
! 6 Warning Signs
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What is Yinchuan Xinhua Commercial (Group) Co ROE %?

Yinchuan Xinhua Commercial (Group) Co SHSE:600785 +1.27% 64 ROE % is 11.43% as of Mar. 2026, which is 125% above its 10-year median of 5.08. GuruFocus rates SHSE:600785 with a GF Score™ of 64/100 and a GF Value™ of ¥10.14 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,092 Retail - Cyclical companies, Yinchuan Xinhua Commercial (Group) Co ranks worse than 64.38% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Yinchuan Xinhua Commercial (Group) Co's annualized net income for the quarter that ended in Mar. 2026 was ¥260 Mil. Yinchuan Xinhua Commercial (Group) Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ¥2,277 Mil. Therefore, Yinchuan Xinhua Commercial (Group) Co's annualized ROE % for the quarter that ended in Mar. 2026 was 11.43%.

The historical rank and industry rank for Yinchuan Xinhua Commercial (Group) Co's ROE % or its related term are showing as below:

SHSE:600785' s ROE % Range Over the Past 10 Years
Min: 2.03   Med: 5.08   Max: 7.98
Current: 2.6

During the past 13 years, Yinchuan Xinhua Commercial (Group) Co's highest ROE % was 7.98%. The lowest was 2.03%. And the median was 5.08%.

SHSE:600785's ROE % is ranked worse than
64.38% of 1092 companies
in the Retail - Cyclical industry
Industry Median: 6.49 vs SHSE:600785: 2.60

Yinchuan Xinhua Commercial (Group) Co  (SHSE:600785) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=260.168/2276.8235
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(260.168 / 7514.292)*(7514.292 / 8388.2105)*(8388.2105 / 2276.8235)
=Net Margin %*Asset Turnover*Equity Multiplier
=3.46 %*0.8958*3.6842
=ROA %*Equity Multiplier
=3.1 %*3.6842
=11.43 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=260.168/2276.8235
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (260.168 / 314.54) * (314.54 / 496.96) * (496.96 / 7514.292) * (7514.292 / 8388.2105) * (8388.2105 / 2276.8235)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8271 * 0.6329 * 6.61 % * 0.8958 * 3.6842
=11.43 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Yinchuan Xinhua Commercial (Group) Co ROE % Related Terms


Yinchuan Xinhua Commercial (Group) Co ROE % Historical Data

* Premium members only.

The historical data trend for Yinchuan Xinhua Commercial (Group) Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yinchuan Xinhua Commercial (Group) Co ROE % Chart

Yinchuan Xinhua Commercial (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.67 4.68 6.47 6.12 3.32

Yinchuan Xinhua Commercial (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.98 1.04 3.76 -5.81 11.43

SHSE:600785 vs DDS: ROE % Comparison

For the Department Stores subindustry, Yinchuan Xinhua Commercial (Group) Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yinchuan Xinhua Commercial (Group) Co ROE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Yinchuan Xinhua Commercial (Group) Co's ROE % distribution charts can be found below:

* The bar in red indicates where Yinchuan Xinhua Commercial (Group) Co's ROE % falls into.


SHSE:600785
64GF Score
Yinchuan Xinhua Commercial (Group) Co Ltd SHSE:600785
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Yinchuan Xinhua Commercial (Group) Co ROE % Calculation

Yinchuan Xinhua Commercial (Group) Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=74.489/( (2248.784+2244.302)/ 2 )
=74.489/2246.543
=3.32 %

Yinchuan Xinhua Commercial (Group) Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=260.168/( (2244.302+2309.345)/ 2 )
=260.168/2276.8235
=11.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 11.43% mean?
Yinchuan Xinhua Commercial (Group) Co (SHSE:600785) has a ROE % of 11.43% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Yinchuan Xinhua Commercial (Group) Co and its competitors. This is 125% above median its historical median of 5.08. Over the past decade, Yinchuan Xinhua Commercial (Group) Co's ROE % has ranged from 2.03 to 7.98. According to the industry distribution chart, Yinchuan Xinhua Commercial (Group) Co ranks #703 out of 1092 companies in the Retail - Cyclical industry, placing it in the top 64.4%.
Is Yinchuan Xinhua Commercial (Group) Co's ROE % too high?
Yinchuan Xinhua Commercial (Group) Co's current ROE % of 11.43% is 125% above median its 10-year median of 5.08. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 7.98. The Retail - Cyclical industry median ROE % is 6.49. Yinchuan Xinhua Commercial (Group) Co's value of 11.43% is 76.1% above this industry median. Based on the distribution chart, Yinchuan Xinhua Commercial (Group) Co ranks #703 out of 1092 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Yinchuan Xinhua Commercial (Group) Co has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Yinchuan Xinhua Commercial (Group) Co's ROE % compare to DDS?
According to the Retail - Cyclical industry distribution chart, Yinchuan Xinhua Commercial (Group) Co ranks #703 out of 1092 companies for ROE %. This places Yinchuan Xinhua Commercial (Group) Co in the lower half of its industry. The industry median ROE % is 6.49. Yinchuan Xinhua Commercial (Group) Co's value of 11.43% is 76.1% above this benchmark. Historically, Yinchuan Xinhua Commercial (Group) Co's own ROE % has ranged from 2.03 to 7.98 over the past decade. While the company's 10-year median is 5.08 vs. the industry median of 6.49, Yinchuan Xinhua Commercial (Group) Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.49, based on 1,092 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yinchuan Xinhua Commercial (Group) Co's current ROE % of 11.43% is 76.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Yinchuan Xinhua Commercial (Group) Co and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yinchuan Xinhua Commercial (Group) Co's current ROE % is 11.43%, which is 125% above median its own 10-year median of 5.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yinchuan Xinhua Commercial (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, Yinchuan Xinhua Commercial (Group) Co (SHSE:600785) is currently considered Fairly Valued. The stock's GF Value™ is ¥10.14, compared to a current price of ¥10.34 — trading 2% above its estimated fair value. The current ROE % is 11.43%, which is 125% above median its 10-year median of 5.08 and 76.1% above the Retail - Cyclical industry median of 6.49. Yinchuan Xinhua Commercial (Group) Co's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Yinchuan Xinhua Commercial (Group) Co (SHSE:600785), the current ROE % is 11.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yinchuan Xinhua Commercial (Group) Co (SHSE:600785) Overvalued in 2026?

Based on GuruFocus' analysis, Yinchuan Xinhua Commercial (Group) Co stock appears to be overvalued. The current stock price of ¥10.34 is trading 2% above its estimated GF Value™ of ¥10.14. GuruFocus considers Yinchuan Xinhua Commercial (Group) Co to be Fairly Valued.

Key valuation signals for SHSE:600785:

  • ROE %: 11.43% (125% above median its 10-year median of 5.08)
  • GF Value™: ¥10.14 vs. price of ¥10.34 (2% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 76.1% above the Retail - Cyclical median (#703 of 1092)

No single metric tells the full story. See the SHSE:600785 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yinchuan Xinhua Commercial (Group) Co Business Description

Address No. 97 Xinhua East Street, Xingqing District, Ningxia Hui Autonomous Region, Yinchuan, CHN, 750001
Yinchuan Xinhua Commercial (Group) Co Ltd is a China-based company engaged in the operation of department stores, as well as the delivery of goods, household appliances, and wholesale products.
64GF Score

Get the complete analysis for SHSE:600785

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥10.34
Price
¥10.14
GF Value