Edenred SE (STU:QSV) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:QSV Edenred SE STU:QSV
87 GF Score
Price €24.47
GF Value €42.79
Valuation Possible Value Trap
! 4 Warning Signs
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What is Edenred SE Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:QSV
87GF Score
Edenred SE STU:QSV
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Edenred SE (STU:QSV) Overvalued in 2026?

Based on GuruFocus' analysis, Edenred SE stock appears to be undervalued. The current stock price of €24.47 is trading 42.8% below its estimated GF Value™ of €42.79. GuruFocus considers Edenred SE to be Possible Value Trap.

Key valuation signals for STU:QSV:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €42.79 vs. price of €24.47 (42.8% below fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the STU:QSV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Edenred SE Business Description

Address 14-16 Boulevard Garibaldi, Issy-les-Moulineaux, Paris, FRA, 92130
Edenred is a France-listed prepaid corporate services provider operating in 45 countries. The company was listed in 2010 following a spinoff from hotel group Accor. Edenred's main business, Ticket Restaurant, offers prepaid meal vouchers that employers provide their employees as an additional benefit. The company is also involved in other areas, such as prepaid fuel cards and payment and expense management systems. Edenred is also moving beyond its historical services, adding well-being, gift, EV, toll, and business-to-business accounts payable automation services.
87GF Score

Get the complete analysis for STU:QSV

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.47
Price
€42.79
GF Value