Ubiquitous AI (TSE:3858) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3858 Ubiquitous AI Corp TSE:3858
52 GF Score
Price 円291.00
GF Value 円460.45
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Ubiquitous AI Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:3858
52GF Score
Ubiquitous AI Corp TSE:3858
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Ubiquitous AI (TSE:3858) Overvalued in 2026?

Based on GuruFocus' analysis, Ubiquitous AI stock appears to be undervalued. The current stock price of 円291.00 is trading 36.8% below its estimated GF Value™ of 円460.45. GuruFocus considers Ubiquitous AI to be Significantly Undervalued.

Key valuation signals for TSE:3858:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円460.45 vs. price of 円291.00 (36.8% below fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the TSE:3858 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ubiquitous AI Business Description

Address Mega Building 6F 1-21-1 Nishi Shinjuku, Shinjuku-ku, Tokyo, JPN, 160-0023
Ubiquitous AI Corp is engaged in the development of software products for security, quality improvement support, in vehicle device development and testing tool, wireless, connectivity, network, and security verification.
52GF Score

Get the complete analysis for TSE:3858

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円291.00
Price
円460.45
GF Value