Blender Financial Technologies (XTAE:BLND) Net Interest Margin (Bank Only) % : % (As of . 20)

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What is Blender Financial Technologies Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Blender Financial Technologies's annualized Net Interest Income (for Banks) for the quarter that ended in . 20 was ₪ Mil. Blender Financial Technologies's average earning assets for the quarter that ended in . 20 was ₪ Mil. Therefore, Blender Financial Technologies's annualized Net Interest Margin (Bank Only) % for the quarter that ended in . 20 was %.

Blender Financial Technologies Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Blender Financial Technologies's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Blender Financial Technologies Net Interest Margin (Bank Only) % Chart

Blender Financial Technologies Annual Data

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Net Interest Margin (Bank Only) %

Blender Financial Technologies Semi-Annual Data

Net Interest Margin (Bank Only) %

Competitive Comparison of Blender Financial Technologies's Net Interest Margin (Bank Only) %

For the Credit Services subindustry, Blender Financial Technologies's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Blender Financial Technologies's Net Interest Margin (Bank Only) % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Blender Financial Technologies's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Blender Financial Technologies's Net Interest Margin (Bank Only) % falls into.

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Blender Financial Technologies Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Blender Financial Technologies's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in . 20 is calculated as

	Net Interest Margin (Bank Only) %		(A: . 20 )
=	(Interest Income + Interest Expense)	/	Average Earning Assets
=	Net Interest Income (for Banks)	/	( (Earning Assets (A: . 20 )	+	Earning Assets (A: . 20 ))	/ count )
=		/	( (	+	)	/ )
=		/
=	%

where

	Earning Assets		(A: . 20 )
=	Money Market Investments	+	Net Loan	+	Securities & Investments
=		+		+
=

	Earning Assets		(A: . 20 )
=	Money Market Investments	+	Net Loan	+	Securities & Investments
=		+		+
=

Blender Financial Technologies's annualized Net Interest Margin (Bank Only) % for the quarter that ended in . 20 is calculated as

	Net Interest Margin (Bank Only) %		(Q: . 20 )
=	(Interest Income + Interest Expense)	/	Average Earning Assets
=	Net Interest Income (for Banks)	/	( (Earning Assets (Q: . 20 )	+	Earning Assets (Q: . 20 ))	/ count )
=		/	( (	+	)	/ )
=		/
=	%

where

	Earning Assets		(Q: . 20 )
=	Money Market Investments	+	Net Loan	+	Securities & Investments
=		+		+
=

	Earning Assets		(Q: . 20 )
=	Money Market Investments	+	Net Loan	+	Securities & Investments
=		+		+
=

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is one times the annual (. 20) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

Blender Financial Technologies (XTAE:BLND) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.

Blender Financial Technologies Net Interest Margin (Bank Only) % Related Terms

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