Fiserv (XTER:FIV) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:FIV Fiserv Inc XTER:FIV
76 GF Score
Price €45.25
GF Value €149.78
Valuation Possible Value Trap
! 3 Warning Signs
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What is Fiserv Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XTER:FIV
76GF Score
Fiserv Inc XTER:FIV
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Fiserv (XTER:FIV) Overvalued in 2026?

Based on GuruFocus' analysis, Fiserv stock appears to be undervalued. The current stock price of €45.25 is trading 69.8% below its estimated GF Value™ of €149.78. GuruFocus considers Fiserv to be Possible Value Trap.

Key valuation signals for XTER:FIV:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €149.78 vs. price of €45.25 (69.8% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the XTER:FIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fiserv Business Description

Address 600 N. Vel R. Phillips Avenue, Milwaukee, WI, USA, 53203
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
76GF Score

Get the complete analysis for XTER:FIV

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.25
Price
€149.78
GF Value