Mastercard (XTER:M4I) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:M4I Mastercard Inc XTER:M4I
90 GF Score
Price €471.60
GF Value €572.15
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Mastercard Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XTER:M4I
90GF Score
Mastercard Inc XTER:M4I
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mastercard (XTER:M4I) Overvalued in 2026?

Based on GuruFocus' analysis, Mastercard stock appears to be undervalued. The current stock price of €471.60 is trading 17.6% below its estimated GF Value™ of €572.15. GuruFocus considers Mastercard to be Modestly Undervalued.

Key valuation signals for XTER:M4I:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €572.15 vs. price of €471.60 (17.6% below fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the XTER:M4I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mastercard Business Description

Address 2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
90GF Score

Get the complete analysis for XTER:M4I

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€471.60
Price
€572.15
GF Value