Jordan Commercial Bank (AMM:JCBK) Net Margin %: 12.33% (As of Mar. 2026) — 34% Below Median


AMM:JCBK Jordan Commercial Bank AMM:JCBK
61 GF Score
Price JOD1.30
GF Value JOD1.27
Valuation Fairly Valued
! 4 Warning Signs
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What is Jordan Commercial Bank Net Margin %?

Jordan Commercial Bank AMM:JCBK -0.76% 61 Net Margin % is 12.33% as of Mar. 2026, which is 34% below its 10-year median of 18.62. GuruFocus rates AMM:JCBK with a GF Score™ of 61/100 and a GF Value™ of JOD1.27 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,528 Banks companies, Jordan Commercial Bank ranks worse than 62.3% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Jordan Commercial Bank's Net Income for the three months ended in Mar. 2026 was JOD2.05 Mil. Jordan Commercial Bank's Revenue for the three months ended in Mar. 2026 was JOD16.66 Mil. Therefore, Jordan Commercial Bank's net margin for the quarter that ended in Mar. 2026 was 12.33%.

The historical rank and industry rank for Jordan Commercial Bank's Net Margin % or its related term are showing as below:

AMM:JCBK' s Net Margin % Range Over the Past 10 Years
Min: 1.2   Med: 18.62   Max: 27.51
Current: 23.16


AMM:JCBK's Net Margin % is ranked worse than
62.3% of 1528 companies
in the Banks industry
Industry Median: 26.845 vs AMM:JCBK: 23.16

Jordan Commercial Bank  (AMM:JCBK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Jordan Commercial Bank Net Margin % Related Terms


Jordan Commercial Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Jordan Commercial Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Commercial Bank Net Margin % Chart

Jordan Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.77 27.51 20.46 21.68 23.40

Jordan Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.91 32.80 39.18 16.55 12.33

AMM:JCBK vs PNC: Net Margin % Comparison

For the Banks - Regional subindustry, Jordan Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Commercial Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Commercial Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Jordan Commercial Bank's Net Margin % falls into.


AMM:JCBK
61GF Score
Jordan Commercial Bank AMM:JCBK
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jordan Commercial Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Jordan Commercial Bank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=14.056/60.068
=23.40 %

Jordan Commercial Bank's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2.054/16.655
=12.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 12.33% mean?
Jordan Commercial Bank (AMM:JCBK) has a Net Margin % of 12.33% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Jordan Commercial Bank and its competitors. This is 34% below median its historical median of 18.62. Over the past decade, Jordan Commercial Bank's Net Margin % has ranged from 1.20 to 27.51. According to the industry distribution chart, Jordan Commercial Bank ranks #952 out of 1528 companies in the Banks industry, placing it in the top 62.3%.
Is Jordan Commercial Bank's Net Margin % too high?
Jordan Commercial Bank's current Net Margin % of 12.33% is 34% below median its 10-year median of 18.62. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 27.51. The Banks industry median Net Margin % is 26.85. Jordan Commercial Bank's value of 12.33% is 54.1% below this industry median. Based on the distribution chart, Jordan Commercial Bank ranks #952 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Jordan Commercial Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jordan Commercial Bank's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Jordan Commercial Bank ranks #952 out of 1528 companies for Net Margin %. This places Jordan Commercial Bank in the lower half of its industry. The industry median Net Margin % is 26.85. Jordan Commercial Bank's value of 12.33% is 54.1% below this benchmark. Historically, Jordan Commercial Bank's own Net Margin % has ranged from 1.20 to 27.51 over the past decade. While the company's 10-year median is 18.62 vs. the industry median of 26.85, Jordan Commercial Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Commercial Bank's current Net Margin % of 12.33% is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Jordan Commercial Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Commercial Bank's current Net Margin % is 12.33%, which is 34% below median its own 10-year median of 18.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Jordan Commercial Bank (AMM:JCBK) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.27, compared to a current price of JOD1.30 — trading 2.4% above its estimated fair value. The current Net Margin % is 12.33%, which is 34% below median its 10-year median of 18.62 and 54.1% below the Banks industry median of 26.85. Jordan Commercial Bank's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Jordan Commercial Bank (AMM:JCBK), the current Net Margin % is 12.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jordan Commercial Bank (AMM:JCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Jordan Commercial Bank stock appears to be overvalued. The current stock price of JOD1.30 is trading 2.4% above its estimated GF Value™ of JOD1.27. GuruFocus considers Jordan Commercial Bank to be Fairly Valued.

Key valuation signals for AMM:JCBK:

  • Net Margin %: 12.33% (34% below median its 10-year median of 18.62)
  • GF Value™: JOD1.27 vs. price of JOD1.30 (2.4% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 54.1% below the Banks median (#952 of 1528)

No single metric tells the full story. See the AMM:JCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jordan Commercial Bank Business Description

Address King Abdallah II Street, 8th Circle, Building Number 384, P.O. Box 9989, Al-Rawnaq District, Amman, JOR, 11191
Jordan Commercial Bank Bank provides a comprehensive range of full-service banking solutions covering corporate, retail, treasury, and investment sectors, committed to applying the highest quality standards and offering competitive pricing that meets the diverse financial needs of its clients. The banks segments are Individual accounts includes following up on individual customers deposits, and granting them credit facilities, credit cards and other services; Corporate accounts includes following up on deposits, credit facilities, and Banking services related to corporations; Treasury This segment includes providing dealing services and managing the Banks funds; and Others of which majority of income comes from Corporate segment. It generates majority of income from Inside the Jordan.
61GF Score

Get the complete analysis for AMM:JCBK

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.30
Price
JOD1.27
GF Value