Jordan Commercial Bank (AMM:JCBK) Return-on-Tangible-Equity: 4.62% (As of Mar. 2026) — 32% Below Median


AMM:JCBK Jordan Commercial Bank AMM:JCBK
63 GF Score
Price JOD1.28
GF Value JOD1.28
Valuation Fairly Valued
! 4 Warning Signs
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What is Jordan Commercial Bank Return-on-Tangible-Equity?

Jordan Commercial Bank AMM:JCBK 63 Return-on-Tangible-Equity is 4.62% as of Mar. 2026, which is 32% below its 10-year median of 6.84. GuruFocus rates AMM:JCBK with a GF Score™ of 63/100 and a GF Value™ of JOD1.28 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,521 Banks companies, Jordan Commercial Bank ranks worse than 63.38% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jordan Commercial Bank's annualized net income for the quarter that ended in Mar. 2026 was JOD8.22 Mil. Jordan Commercial Bank's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JOD177.88 Mil. Therefore, Jordan Commercial Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 4.62%.

The historical rank and industry rank for Jordan Commercial Bank's Return-on-Tangible-Equity or its related term are showing as below:

AMM:JCBK' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.37   Med: 6.84   Max: 8.94
Current: 8.94

During the past 13 years, Jordan Commercial Bank's highest Return-on-Tangible-Equity was 8.94%. The lowest was 0.37%. And the median was 6.84%.

AMM:JCBK's Return-on-Tangible-Equity is ranked worse than
63.38% of 1521 companies
in the Banks industry
Industry Median: 11.19 vs AMM:JCBK: 8.94

Jordan Commercial Bank  (AMM:JCBK) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Jordan Commercial Bank Return-on-Tangible-Equity Related Terms


Jordan Commercial Bank Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Jordan Commercial Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Commercial Bank Return-on-Tangible-Equity Chart

Jordan Commercial Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.92 7.71 7.27 6.89 8.08

Jordan Commercial Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 10.96 11.40 8.99 4.62

AMM:JCBK vs PNC: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Jordan Commercial Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Commercial Bank Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Jordan Commercial Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Jordan Commercial Bank's Return-on-Tangible-Equity falls into.


AMM:JCBK
63GF Score
Jordan Commercial Bank AMM:JCBK
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jordan Commercial Bank Return-on-Tangible-Equity Calculation

Jordan Commercial Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=14.056/( (171.051+176.966 )/ 2 )
=14.056/174.0085
=8.08 %

Jordan Commercial Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=8.216/( (176.966+178.788)/ 2 )
=8.216/177.877
=4.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 4.62% mean?
Jordan Commercial Bank (AMM:JCBK) has a Return-on-Tangible-Equity of 4.62% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jordan Commercial Bank and its competitors. This is 32% below median its historical median of 6.84. Over the past decade, Jordan Commercial Bank's Return-on-Tangible-Equity has ranged from 0.37 to 8.94. According to the industry distribution chart, Jordan Commercial Bank ranks #964 out of 1521 companies in the Banks industry, placing it in the top 63.4%.
Is Jordan Commercial Bank's Return-on-Tangible-Equity too high?
Jordan Commercial Bank's current Return-on-Tangible-Equity of 4.62% is 32% below median its 10-year median of 6.84. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 8.94. The Banks industry median Return-on-Tangible-Equity is 11.19. Jordan Commercial Bank's value of 4.62% is 58.7% below this industry median. Based on the distribution chart, Jordan Commercial Bank ranks #964 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Jordan Commercial Bank has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jordan Commercial Bank's Return-on-Tangible-Equity compare to PNC?
According to the Banks industry distribution chart, Jordan Commercial Bank ranks #964 out of 1521 companies for Return-on-Tangible-Equity. This places Jordan Commercial Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Jordan Commercial Bank's value of 4.62% is 58.7% below this benchmark. Historically, Jordan Commercial Bank's own Return-on-Tangible-Equity has ranged from 0.37 to 8.94 over the past decade. While the company's 10-year median is 6.84 vs. the industry median of 11.19, Jordan Commercial Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Commercial Bank's current Return-on-Tangible-Equity of 4.62% is 58.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jordan Commercial Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Commercial Bank's current Return-on-Tangible-Equity is 4.62%, which is 32% below median its own 10-year median of 6.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Jordan Commercial Bank (AMM:JCBK) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.28, compared to a current price of JOD1.28 — trading right at its estimated fair value. The current Return-on-Tangible-Equity is 4.62%, which is 32% below median its 10-year median of 6.84 and 58.7% below the Banks industry median of 11.19. Jordan Commercial Bank's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jordan Commercial Bank (AMM:JCBK), the current Return-on-Tangible-Equity is 4.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jordan Commercial Bank (AMM:JCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Jordan Commercial Bank stock appears to be undervalued. The current stock price of JOD1.28 is trading 0% below its estimated GF Value™ of JOD1.28. GuruFocus considers Jordan Commercial Bank to be Fairly Valued.

Key valuation signals for AMM:JCBK:

  • Return-on-Tangible-Equity: 4.62% (32% below median its 10-year median of 6.84)
  • GF Value™: JOD1.28 vs. price of JOD1.28 (0% below fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 58.7% below the Banks median (#964 of 1521)

No single metric tells the full story. See the AMM:JCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jordan Commercial Bank Business Description

Address King Abdallah II Street, 8th Circle, Building Number 384, P.O. Box 9989, Al-Rawnaq District, Amman, JOR, 11191
Jordan Commercial Bank Bank provides a comprehensive range of full-service banking solutions covering corporate, retail, treasury, and investment sectors, committed to applying the highest quality standards and offering competitive pricing that meets the diverse financial needs of its clients. The banks segments are Individual accounts includes following up on individual customers deposits, and granting them credit facilities, credit cards and other services; Corporate accounts includes following up on deposits, credit facilities, and Banking services related to corporations; Treasury This segment includes providing dealing services and managing the Banks funds; and Others of which majority of income comes from Corporate segment. It generates majority of income from Inside the Jordan.
63GF Score

Get the complete analysis for AMM:JCBK

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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