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Jordan Commercial Bank (AMM:JCBK) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Jordan Commercial Bank Equity-to-Asset Related Terms
Jordan Commercial Bank Equity-to-Asset Historical Data
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The historical data trend for Jordan Commercial Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jordan Commercial Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jordan Commercial Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Jordan Commercial Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Jordan Commercial Bank's Equity-to-Asset falls into.
Jordan Commercial Bank Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Jordan Commercial Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jordan Commercial Bank (AMM:JCBK) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jordan Commercial Bank and its competitors. This is near median its historical median of 0.11. According to the industry distribution chart, Jordan Commercial Bank ranks #550 out of 1522 companies in the Banks industry, placing it in the top 36.1%.
Is Jordan Commercial Bank's Equity-to-Asset too high?
Jordan Commercial Bank's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.11. The Banks industry median Equity-to-Asset is 0.10. Jordan Commercial Bank's value of 0.11 is 10% above this industry median. Based on the distribution chart, Jordan Commercial Bank ranks #550 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Jordan Commercial Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jordan Commercial Bank's Equity-to-Asset compare to PNC?
According to the Banks industry distribution chart, Jordan Commercial Bank ranks #550 out of 1522 companies for Equity-to-Asset. This puts Jordan Commercial Bank in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Jordan Commercial Bank's value of 0.11 is 10% above this benchmark. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Jordan Commercial Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Commercial Bank's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jordan Commercial Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Commercial Bank's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Jordan Commercial Bank (AMM:JCBK) is currently considered Fairly Valued. The stock's GF Value™ is JOD1.30, compared to a current price of JOD1.30 — trading right at its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.11 and 10% above the Banks industry median of 0.10. Jordan Commercial Bank's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Jordan Commercial Bank (AMM:JCBK), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jordan Commercial Bank (AMM:JCBK) Overvalued in 2026?
Based on GuruFocus' analysis, Jordan Commercial Bank stock appears to be undervalued.
The current stock price of JOD1.30 is trading 0% below its estimated GF Value™ of JOD1.30.
GuruFocus considers Jordan Commercial Bank to be Fairly Valued.
Key valuation signals for AMM:JCBK:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.11)
GF Value™: JOD1.30 vs. price of JOD1.30 (0% below fair value)
Industry Position: 10% above the Banks median (#550 of 1522)
No single metric tells the full story. See the AMM:JCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jordan Commercial Bank Bank provides a comprehensive range of full-service banking solutions covering corporate, retail, treasury, and investment sectors, committed to applying the highest quality standards and offering competitive pricing that meets the diverse financial needs of its clients. The banks segments are Individual accounts includes following up on individual customers deposits, and granting them credit facilities, credit cards and other services; Corporate accounts includes following up on deposits, credit facilities, and Banking services related to corporations; Treasury This segment includes providing dealing services and managing the Banks funds; and Others of which majority of income comes from Corporate segment. It generates majority of income from Inside the Jordan.
64GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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