BCCB (Beach Cities Commercial Bank) Net Margin %: 0.00% (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BCCB Beach Cities Commercial Bank BCCB
8 GF Score
Price $7.78
! 1 Warning Sign
View Full Analysis

What is Beach Cities Commercial Bank Net Margin %?

Beach Cities Commercial Bank BCCB 8 Net Margin % is 0.00% as of . 20. GuruFocus rates BCCB with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Beach Cities Commercial Bank ranks worse than 65530.73% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Beach Cities Commercial Bank's Net Income for the six months ended in . 20 was $0.00 Mil. Beach Cities Commercial Bank's Revenue for the six months ended in . 20 was $0.00 Mil. Therefore, Beach Cities Commercial Bank's net margin for the quarter that ended in . 20 was 0.00%.

The historical rank and industry rank for Beach Cities Commercial Bank's Net Margin % or its related term are showing as below:


BCCB's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 27.06
* Ranked among companies with meaningful Net Margin % only.

Beach Cities Commercial Bank  (OTCPK:BCCB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Beach Cities Commercial Bank Net Margin % Related Terms

Beach Cities Commercial Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Beach Cities Commercial Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beach Cities Commercial Bank Net Margin % Chart

Beach Cities Commercial Bank Annual Data
Trend
Net Margin %

Beach Cities Commercial Bank Semi-Annual Data
Net Margin %

BCCB vs MKIN, FLEW, TDCB: Net Margin % Comparison

For the Banks - Regional subindustry, Beach Cities Commercial Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Beach Cities Commercial Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Beach Cities Commercial Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Beach Cities Commercial Bank's Net Margin % falls into.


BCCB
8GF Score
Beach Cities Commercial Bank BCCB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Beach Cities Commercial Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Beach Cities Commercial Bank's Net Margin for the fiscal year that ended in . 20 is calculated as

Net Margin=Net Income (A: . 20 )/Revenue (A: . 20 )
=/
= %

Beach Cities Commercial Bank's Net Margin for the quarter that ended in . 20 is calculated as

Net Margin=Net Income (Q: . 20 )/Revenue (Q: . 20 )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.00% mean?
Beach Cities Commercial Bank (BCCB) has a Net Margin % of 0.00% as of . 20. Net margin is the ratio of total net income to net sales. View historical data on Beach Cities Commercial Bank and its competitors. According to the industry distribution chart, Beach Cities Commercial Bank ranks #999999 out of 1526 companies in the Banks industry.
Is Beach Cities Commercial Bank's Net Margin % too high?
Beach Cities Commercial Bank's current Net Margin % is 0.00%. Based on the distribution chart, Beach Cities Commercial Bank ranks #999999 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Beach Cities Commercial Bank has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Beach Cities Commercial Bank's Net Margin % compare to MKIN and FLEW?
According to the Banks industry distribution chart, Beach Cities Commercial Bank ranks #999999 out of 1526 companies for Net Margin %. This places Beach Cities Commercial Bank in the lower half of its industry. The industry median Net Margin % is 27.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Beach Cities Commercial Bank and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beach Cities Commercial Bank's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beach Cities Commercial Bank stock overvalued right now?
Beach Cities Commercial Bank (BCCB) has a current Net Margin % of 0.00%. The current Net Margin % is 0.00%. Beach Cities Commercial Bank's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Beach Cities Commercial Bank (BCCB), the current Net Margin % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Beach Cities Commercial Bank Business Description

Address 100 Progress, Suite 150, Irvine, CA, USA, 92618
Beach Cities Commercial Bank offers personal and commercial banking services. The services provided by the company are checking, savings accounts, certificates of deposits and commercial and real estate loans.
8GF Score

Get the complete analysis for BCCB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.78
Price