BCCB (Beach Cities Commercial Bank) Pretax Margin %: % (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BCCB Beach Cities Commercial Bank BCCB
8 GF Score
Price $7.78
! 1 Warning Sign
View Full Analysis

What is Beach Cities Commercial Bank Pretax Margin %?

Beach Cities Commercial Bank BCCB 8 Pretax Margin % is % as of . 20. GuruFocus rates BCCB with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Beach Cities Commercial Bank ranks worse than 65530.73% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Beach Cities Commercial Bank's Pre-Tax Income for the six months ended in . 20 was $0.00 Mil. Beach Cities Commercial Bank's Revenue for the six months ended in . 20 was $0.00 Mil. Therefore, Beach Cities Commercial Bank's pretax margin for the quarter that ended in . 20 was %.

The historical rank and industry rank for Beach Cities Commercial Bank's Pretax Margin % or its related term are showing as below:


BCCB's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 35.36
* Ranked among companies with meaningful Pretax Margin % only.

Beach Cities Commercial Bank  (OTCPK:BCCB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Beach Cities Commercial Bank Pretax Margin % Related Terms


Beach Cities Commercial Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Beach Cities Commercial Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beach Cities Commercial Bank Pretax Margin % Chart

Beach Cities Commercial Bank Annual Data
Trend
Pretax Margin %

Beach Cities Commercial Bank Semi-Annual Data
Pretax Margin %

BCCB vs MKIN, FLEW, TDCB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Beach Cities Commercial Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beach Cities Commercial Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Beach Cities Commercial Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Beach Cities Commercial Bank's Pretax Margin % falls into.


BCCB
8GF Score
Beach Cities Commercial Bank BCCB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Beach Cities Commercial Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Beach Cities Commercial Bank's Pretax Margin for the fiscal year that ended in . 20 is calculated as

Pretax Margin=Pre-Tax Income (A: . 20 )/Revenue (A: . 20 )
=/
= %

Beach Cities Commercial Bank's Pretax Margin for the quarter that ended in . 20 is calculated as

Pretax Margin=Pre-Tax Income (Q: . 20 )/Revenue (Q: . 20 )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of % mean?
Beach Cities Commercial Bank (BCCB) has a Pretax Margin % of % as of . 20. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Beach Cities Commercial Bank and its competitors. According to the industry distribution chart, Beach Cities Commercial Bank ranks #999999 out of 1526 companies in the Banks industry.
Is Beach Cities Commercial Bank's Pretax Margin % too high?
Beach Cities Commercial Bank's current Pretax Margin % is %. Based on the distribution chart, Beach Cities Commercial Bank ranks #999999 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Beach Cities Commercial Bank has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Beach Cities Commercial Bank's Pretax Margin % compare to MKIN and FLEW?
According to the Banks industry distribution chart, Beach Cities Commercial Bank ranks #999999 out of 1526 companies for Pretax Margin %. This places Beach Cities Commercial Bank in the lower half of its industry. The industry median Pretax Margin % is 35.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Beach Cities Commercial Bank and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beach Cities Commercial Bank's current Pretax Margin % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beach Cities Commercial Bank stock overvalued right now?
Beach Cities Commercial Bank (BCCB) has a current Pretax Margin % of %. The current Pretax Margin % is %. Beach Cities Commercial Bank's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Beach Cities Commercial Bank (BCCB), the current Pretax Margin % is % as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Beach Cities Commercial Bank Business Description

Address 100 Progress, Suite 150, Irvine, CA, USA, 92618
Beach Cities Commercial Bank offers personal and commercial banking services. The services provided by the company are checking, savings accounts, certificates of deposits and commercial and real estate loans.
8GF Score

Get the complete analysis for BCCB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.78
Price