CFG BankCAS:CFG -0.50%35 Net Margin % is 30.07% as of Dec. 2025, which is 76% above its 10-year median of 17.05. GuruFocus rates CAS:CFG with a GF Score™ of 35/100. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, CFG Bank ranks better than 61.6% on this metric.
Net margin is calculated as Net Income divided by its Revenue. CFG Bank's Net Income for the
six
months ended in Dec. 2025 was MAD190 Mil. CFG Bank's Revenue for the
six
months ended in Dec. 2025 was MAD631 Mil. Therefore, CFG Bank's net margin for the quarter that ended in Dec. 2025 was 30.07%.
The historical rank and industry rank for CFG Bank's Net Margin % or its related term are showing as below:
CAS:CFG'
s Net Margin % Range Over the Past 10 Years
Min: -14.76 Med: 17.05 Max: 30.33
Current: 30.33
CAS:CFG's Net Margin % is ranked better than 61.6% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs CAS:CFG: 30.33
CFG Bank (CAS:CFG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
CFG Bank Net Margin % Related Terms
CFG Bank Net Margin % Historical Data
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The historical data trend for CFG Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, CFG Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CFG Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CFG Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where CFG Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CFG Bank (CAS:CFG) has a Net Margin % of 30.07% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on CFG Bank and its competitors. This is 76% above median its historical median of 17.05. According to the industry distribution chart, CFG Bank ranks #586 out of 1526 companies in the Banks industry, placing it in the top 38.4%.
Is CFG Bank's Net Margin % too high?
CFG Bank's current Net Margin % of 30.07% is 76% above median its 10-year median of 17.05. The Banks industry median Net Margin % is 26.97. CFG Bank's value of 30.07% is 11.5% above this industry median. Based on the distribution chart, CFG Bank ranks #586 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, CFG Bank has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does CFG Bank's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, CFG Bank ranks #586 out of 1526 companies for Net Margin %. This puts CFG Bank in the upper half of its industry. The industry median Net Margin % is 26.97. CFG Bank's value of 30.07% is 11.5% above this benchmark. While the company's 10-year median is 17.05 vs. the industry median of 26.97, CFG Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CFG Bank's current Net Margin % of 30.07% is 11.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on CFG Bank and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CFG Bank's current Net Margin % is 30.07%, which is 76% above median its own 10-year median of 17.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFG Bank stock overvalued right now?
CFG Bank (CAS:CFG) has a current Net Margin % of 30.07%. The current Net Margin % is 30.07%, which is 76% above median its 10-year median of 17.05 and 11.5% above the Banks industry median of 26.97. CFG Bank's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For CFG Bank (CAS:CFG), the current Net Margin % is 30.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CFG Bank is a financial services company which has organized itself around of the four main business lines of investment banking: corporate finance, stock market, asset management on behalf of third parties, investment capital.
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