CFG Bank (CAS:CFG) Scaled Net Operating Assets: 0.45 (As of Dec. 2025)

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CAS:CFG CFG Bank CAS:CFG
37 GF Score
Price MAD199.10
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What is CFG Bank Scaled Net Operating Assets?

CFG Bank CAS:CFG -1.44% 37 Scaled Net Operating Assets is 0.45 as of Dec. 2025. GuruFocus rates CAS:CFG with a GF Score™ of 37/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CFG Bank's operating assets for the quarter that ended in Dec. 2025 was MAD29,763 Mil. CFG Bank's operating liabilities for the quarter that ended in Dec. 2025 was MAD17,180 Mil. CFG Bank's Total Assets for the quarter that ended in Jun. 2025 was MAD28,053 Mil. Therefore, CFG Bank's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.45.

CAS:CFG
37GF Score
CFG Bank CAS:CFG
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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CFG Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CFG Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(29762.743-17179.867)/24901.619
=0.51

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=30415.567 - 652.824
=29762.743

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=28328.438 - 11148.571 - 0
=17179.867

CFG Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(29762.743-17179.867)/28052.769
=0.45

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=30415.567 - 652.824
=29762.743

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=28328.438 - 11148.571 - 0
=17179.867

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.45 mean?
CFG Bank (CAS:CFG) has a Scaled Net Operating Assets of 0.45 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CFG Bank and its competitors.
Is CFG Bank's Scaled Net Operating Assets too high?
CFG Bank's current Scaled Net Operating Assets is 0.45. Overall, CFG Bank has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does CFG Bank's Scaled Net Operating Assets compare to JPM and BAC?
CFG Bank's Scaled Net Operating Assets of 0.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CFG Bank and its competitors. CFG Bank's current Scaled Net Operating Assets is 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFG Bank stock overvalued right now?
CFG Bank (CAS:CFG) has a current Scaled Net Operating Assets of 0.45. The current Scaled Net Operating Assets is 0.45. CFG Bank's overall GF Score™ is 37/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For CFG Bank (CAS:CFG), the current Scaled Net Operating Assets is 0.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CFG Bank Business Description

Address 5/7 Rue Ibnou Toufail, Casablanca, MAR, 20100
CFG Bank is a financial services company which has organized itself around of the four main business lines of investment banking: corporate finance, stock market, asset management on behalf of third parties, investment capital.
37GF Score

Get the complete analysis for CAS:CFG

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD199.10
Price