CFG BankCAS:CFG -0.50%35 Pretax Margin % is 46.47% as of Dec. 2025, which is 104% above its 10-year median of 22.81. GuruFocus rates CAS:CFG with a GF Score™ of 35/100. The stock has 1 warning sign investors should review. Among 1,527 Banks companies, CFG Bank ranks better than 76.03% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. CFG Bank's Pre-Tax Income for the
six
months ended in Dec. 2025 was MAD293 Mil. CFG Bank's Revenue for the
six
months ended in Dec. 2025 was MAD631 Mil. Therefore, CFG Bank's pretax margin for the quarter that ended in Dec. 2025 was 46.47%.
The historical rank and industry rank for CFG Bank's Pretax Margin % or its related term are showing as below:
CAS:CFG'
s Pretax Margin % Range Over the Past 10 Years
Min: 0.48 Med: 22.81 Max: 45.92
Current: 45.92
CAS:CFG's Pretax Margin % is ranked better than 76.03% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs CAS:CFG: 45.92
CFG Bank (CAS:CFG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
CFG Bank Pretax Margin % Related Terms
CFG Bank Pretax Margin % Historical Data
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The historical data trend for CFG Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:CFG vs JPM, BAC, WFC: Pretax Margin % Comparison
For the Banks - Diversified subindustry, CFG Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CFG Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CFG Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where CFG Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CFG Bank (CAS:CFG) has a Pretax Margin % of 46.47% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CFG Bank and its competitors. This is 104% above median its historical median of 22.81. Over the past decade, CFG Bank's Pretax Margin % has ranged from 0.48 to 45.92. According to the industry distribution chart, CFG Bank ranks #366 out of 1527 companies in the Banks industry, placing it in the top 24%.
Is CFG Bank's Pretax Margin % too high?
CFG Bank's current Pretax Margin % of 46.47% is 104% above median its 10-year median of 22.81. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 45.92. The Banks industry median Pretax Margin % is 34.88. CFG Bank's value of 46.47% is 33.2% above this industry median. Based on the distribution chart, CFG Bank ranks #366 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CFG Bank has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does CFG Bank's Pretax Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, CFG Bank ranks #366 out of 1527 companies for Pretax Margin %. This places CFG Bank in the top 24% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. CFG Bank's value of 46.47% is 33.2% above this benchmark. Historically, CFG Bank's own Pretax Margin % has ranged from 0.48 to 45.92 over the past decade. While the company's 10-year median is 22.81 vs. the industry median of 34.88, CFG Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CFG Bank's current Pretax Margin % of 46.47% is 33.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CFG Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CFG Bank's current Pretax Margin % is 46.47%, which is 104% above median its own 10-year median of 22.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFG Bank stock overvalued right now?
CFG Bank (CAS:CFG) has a current Pretax Margin % of 46.47%. The current Pretax Margin % is 46.47%, which is 104% above median its 10-year median of 22.81 and 33.2% above the Banks industry median of 34.88. CFG Bank's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For CFG Bank (CAS:CFG), the current Pretax Margin % is 46.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CFG Bank is a financial services company which has organized itself around of the four main business lines of investment banking: corporate finance, stock market, asset management on behalf of third parties, investment capital.
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