The historical rank and industry rank for Skandinaviska Enskilda Banken AB's Net Margin % or its related term are showing as below:
CHIX:SEBAs'
s Net Margin % Range Over the Past 10 Years
Min: 24.65 Med: 41.12 Max: 50.64
Current: 40.7
CHIX:SEBAs's Net Margin % is ranked better than 85.79% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs CHIX:SEBAs: 40.70
Skandinaviska Enskilda Banken AB (CHIX:SEBAs) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Skandinaviska Enskilda Banken AB Net Margin % Related Terms
Skandinaviska Enskilda Banken AB Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skandinaviska Enskilda Banken AB Net Margin % Chart
For the Banks - Regional subindustry, Skandinaviska Enskilda Banken AB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skandinaviska Enskilda Banken AB Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Skandinaviska Enskilda Banken AB's Net Margin % distribution charts can be found below:
* The bar in red indicates where Skandinaviska Enskilda Banken AB's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skandinaviska Enskilda Banken AB (CHIX:SEBAS) has a Net Margin % of 40.73% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Skandinaviska Enskilda Banken AB and its competitors. This is near median its historical median of 41.12. Over the past decade, Skandinaviska Enskilda Banken AB's Net Margin % has ranged from 24.65 to 50.64. According to the industry distribution chart, Skandinaviska Enskilda Banken AB ranks #217 out of 1527 companies in the Banks industry, placing it in the top 14.2%.
Is Skandinaviska Enskilda Banken AB's Net Margin % too high?
Skandinaviska Enskilda Banken AB's current Net Margin % of 40.73% is near median its 10-year median of 41.12. Over the past 10 years, this metric has ranged from a low of 24.65 to a high of 50.64. The Banks industry median Net Margin % is 26.95. Skandinaviska Enskilda Banken AB's value of 40.73% is 51.1% above this industry median. Based on the distribution chart, Skandinaviska Enskilda Banken AB ranks #217 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Skandinaviska Enskilda Banken AB has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skandinaviska Enskilda Banken AB's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Skandinaviska Enskilda Banken AB ranks #217 out of 1527 companies for Net Margin %. This places Skandinaviska Enskilda Banken AB in the top 14% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Skandinaviska Enskilda Banken AB's value of 40.73% is 51.1% above this benchmark. Historically, Skandinaviska Enskilda Banken AB's own Net Margin % has ranged from 24.65 to 50.64 over the past decade. While the company's 10-year median is 41.12 vs. the industry median of 26.95, Skandinaviska Enskilda Banken AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skandinaviska Enskilda Banken AB's current Net Margin % of 40.73% is 51.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Skandinaviska Enskilda Banken AB and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skandinaviska Enskilda Banken AB's current Net Margin % is 40.73%, which is near median its own 10-year median of 41.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skandinaviska Enskilda Banken AB stock overvalued right now?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB (CHIX:SEBAS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr152.94, compared to a current price of kr194.20 — trading 27% above its estimated fair value. The current Net Margin % is 40.73%, which is near median its 10-year median of 41.12 and 51.1% above the Banks industry median of 26.95. Skandinaviska Enskilda Banken AB's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Skandinaviska Enskilda Banken AB (CHIX:SEBAS), the current Net Margin % is 40.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skandinaviska Enskilda Banken AB (CHIX:SEBAS) Overvalued in 2026?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB stock appears to be overvalued.
The current stock price of kr194.20 is trading 27% above its estimated GF Value™ of kr152.94.
GuruFocus considers Skandinaviska Enskilda Banken AB to be Modestly Overvalued.
Key valuation signals for CHIX:SEBAS:
Net Margin %: 40.73% (near median its 10-year median of 41.12)
GF Value™: kr152.94 vs. price of kr194.20 (27% above fair value)
Industry Position: 51.1% above the Banks median (#217 of 1527)
No single metric tells the full story. See the CHIX:SEBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skandinaviska Enskilda Banken AB Business Description
Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and private banking services to its clients.
71GF Score
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