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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Skandinaviska Enskilda Banken AB's Total Liabilities for the quarter that ended in Jun. 2026 was kr4,128,919 Mil. Skandinaviska Enskilda Banken AB's Total Assets for the quarter that ended in Jun. 2026 was kr4,354,686 Mil.
Therefore, Skandinaviska Enskilda Banken AB's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.95.
Skandinaviska Enskilda Banken AB (CHIX:SEBAs) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Skandinaviska Enskilda Banken AB Liabilities-to-Assets Related Terms
Skandinaviska Enskilda Banken AB Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skandinaviska Enskilda Banken AB Liabilities-to-Assets Chart
CHIX:SEBAS vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Skandinaviska Enskilda Banken AB's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skandinaviska Enskilda Banken AB Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Skandinaviska Enskilda Banken AB's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Skandinaviska Enskilda Banken AB's Liabilities-to-Assets falls into.
Skandinaviska Enskilda Banken AB Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skandinaviska Enskilda Banken AB (CHIX:SEBAS) has a Liabilities-to-Assets of 0.95 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Skandinaviska Enskilda Banken AB and its competitors.
Is Skandinaviska Enskilda Banken AB's Liabilities-to-Assets too high?
Skandinaviska Enskilda Banken AB's current Liabilities-to-Assets is 0.95. Overall, Skandinaviska Enskilda Banken AB has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skandinaviska Enskilda Banken AB's Liabilities-to-Assets compare to PNC and USB?
Skandinaviska Enskilda Banken AB's Liabilities-to-Assets of 0.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Skandinaviska Enskilda Banken AB and its competitors. Skandinaviska Enskilda Banken AB's current Liabilities-to-Assets is 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skandinaviska Enskilda Banken AB stock overvalued right now?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB (CHIX:SEBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr156.73, compared to a current price of kr223.95 — trading 42.9% above its estimated fair value. The current Liabilities-to-Assets is 0.95. Skandinaviska Enskilda Banken AB's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Skandinaviska Enskilda Banken AB (CHIX:SEBAS), the current Liabilities-to-Assets is 0.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skandinaviska Enskilda Banken AB (CHIX:SEBAS) Overvalued in 2026?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB stock appears to be overvalued.
The current stock price of kr223.95 is trading 42.9% above its estimated GF Value™ of kr156.73.
GuruFocus considers Skandinaviska Enskilda Banken AB to be Significantly Overvalued.
Key valuation signals for CHIX:SEBAS:
Liabilities-to-Assets: 0.95
GF Value™: kr156.73 vs. price of kr223.95 (42.9% above fair value)
No single metric tells the full story. See the CHIX:SEBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and private banking services to its clients.
69GF Score
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