Skandinaviska Enskilda Banken AB (CHIX:SEBAS) 5-Year Yield-on-Cost %: 4.22 (As of Jul. 14, 2026) — 24% Below Median

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Director of Data and Quant Analytics at GuruFocus
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CHIX:SEBAS Skandinaviska Enskilda Banken AB CHIX:SEBAS
72 GF Score
Price kr200.10
GF Value kr152.99
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Skandinaviska Enskilda Banken AB 5-Year Yield-on-Cost %?

Skandinaviska Enskilda Banken AB CHIX:SEBAS -0.67% 72 5-Year Yield-on-Cost % is 4.22 as of Jul. 14, 2026, which is 24% below its 10-year median of 5.56. GuruFocus rates CHIX:SEBAS with a GF Score™ of 72/100 and a GF Value™ of kr152.99 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,257 Banks companies, Skandinaviska Enskilda Banken AB ranks better than 56.4% on this metric.

Skandinaviska Enskilda Banken AB's yield on cost for the quarter that ended in Mar. 2026 was 4.22.


The historical rank and industry rank for Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost % or its related term are showing as below:

CHIX:SEBAs' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.9   Med: 5.56   Max: 9.99
Current: 4.22


During the past 13 years, Skandinaviska Enskilda Banken AB's highest Yield on Cost was 9.99. The lowest was 2.90. And the median was 5.56.


CHIX:SEBAs's 5-Year Yield-on-Cost % is ranked better than
56.4% of 1257 companies
in the Banks industry
Industry Median: 3.89 vs CHIX:SEBAs: 4.22

Skandinaviska Enskilda Banken AB  (CHIX:SEBAs) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Skandinaviska Enskilda Banken AB 5-Year Yield-on-Cost % Related Terms


CHIX:SEBAS vs PNC, USB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skandinaviska Enskilda Banken AB 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost % falls into.


CHIX:SEBAS
72GF Score
Skandinaviska Enskilda Banken AB CHIX:SEBAS
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Skandinaviska Enskilda Banken AB 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Skandinaviska Enskilda Banken AB is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 4.22 mean?
Skandinaviska Enskilda Banken AB (CHIX:SEBAS) has a 5-Year Yield-on-Cost % of 4.22 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Skandinaviska Enskilda Banken AB and its competitors. This is 24% below median its historical median of 5.56. Over the past decade, Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost % has ranged from 2.90 to 9.99. According to the industry distribution chart, Skandinaviska Enskilda Banken AB ranks #548 out of 1257 companies in the Banks industry, placing it in the top 43.6%.
Is Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost % too high?
Skandinaviska Enskilda Banken AB's current 5-Year Yield-on-Cost % of 4.22 is 24% below median its 10-year median of 5.56. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 9.99. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Skandinaviska Enskilda Banken AB's value of 4.22 is 8.5% above this industry median. Based on the distribution chart, Skandinaviska Enskilda Banken AB ranks #548 out of 1257 companies in the Banks industry, which is above the industry midpoint. Overall, Skandinaviska Enskilda Banken AB has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skandinaviska Enskilda Banken AB's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Skandinaviska Enskilda Banken AB ranks #548 out of 1257 companies for 5-Year Yield-on-Cost %. This puts Skandinaviska Enskilda Banken AB in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Skandinaviska Enskilda Banken AB's value of 4.22 is 8.5% above this benchmark. Historically, Skandinaviska Enskilda Banken AB's own 5-Year Yield-on-Cost % has ranged from 2.90 to 9.99 over the past decade. While the company's 10-year median is 5.56 vs. the industry median of 3.89, Skandinaviska Enskilda Banken AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skandinaviska Enskilda Banken AB's current 5-Year Yield-on-Cost % of 4.22 is 8.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Skandinaviska Enskilda Banken AB and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skandinaviska Enskilda Banken AB's current 5-Year Yield-on-Cost % is 4.22, which is 24% below median its own 10-year median of 5.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skandinaviska Enskilda Banken AB stock overvalued right now?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB (CHIX:SEBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr152.99, compared to a current price of kr200.10 — trading 30.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.22, which is 24% below median its 10-year median of 5.56 and 8.5% above the Banks industry median of 3.89. Skandinaviska Enskilda Banken AB's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Skandinaviska Enskilda Banken AB (CHIX:SEBAS), the current 5-Year Yield-on-Cost % is 4.22 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skandinaviska Enskilda Banken AB (CHIX:SEBAS) Overvalued in 2026?

Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB stock appears to be overvalued. The current stock price of kr200.10 is trading 30.8% above its estimated GF Value™ of kr152.99. GuruFocus considers Skandinaviska Enskilda Banken AB to be Significantly Overvalued.

Key valuation signals for CHIX:SEBAS:

  • 5-Year Yield-on-Cost %: 4.22 (24% below median its 10-year median of 5.56)
  • GF Value™: kr152.99 vs. price of kr200.10 (30.8% above fair value)
  • GF Score™: 72/100 with 8 warning signs
  • Industry Position: 8.5% above the Banks median (#548 of 1257)

No single metric tells the full story. See the CHIX:SEBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skandinaviska Enskilda Banken AB Business Description

Address Kungstradgardsgatan 8, Stockholm, SWE, SE-106 40
Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and private banking services to its clients.
72GF Score

Get the complete analysis for CHIX:SEBAS

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr200.10
Price
kr152.99
GF Value