FINEOS Holdings (FRA:0M9) Net Margin %: 3.08% (As of Dec. 2025)


FRA:0M9 FINEOS Corp Holdings PLC FRA:0M9
72 GF Score
Price €1.20
GF Value €1.46
! 1 Warning Sign
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What is FINEOS Holdings Net Margin %?

FINEOS Holdings FRA:0M9 -0.83% 72 Net Margin % is 3.08% as of Dec. 2025. GuruFocus rates FRA:0M9 with a GF Score™ of 72/100 and a GF Value™ of €1.46. The stock has 1 warning sign investors should review. Among 2,827 Software companies, FINEOS Holdings ranks worse than 56.56% on this metric.

Net margin is calculated as Net Income divided by its Revenue. FINEOS Holdings's Net Income for the six months ended in Dec. 2025 was €2.2 Mil. FINEOS Holdings's Revenue for the six months ended in Dec. 2025 was €71.3 Mil. Therefore, FINEOS Holdings's net margin for the quarter that ended in Dec. 2025 was 3.08%.

The historical rank and industry rank for FINEOS Holdings's Net Margin % or its related term are showing as below:

FRA:0M9' s Net Margin % Range Over the Past 10 Years
Min: -20.43   Med: -7.94   Max: 0.68
Current: 0.67


FRA:0M9's Net Margin % is ranked worse than
56.56% of 2827 companies
in the Software industry
Industry Median: 2.54 vs FRA:0M9: 0.67

FINEOS Holdings  (FRA:0M9) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


FINEOS Holdings Net Margin % Related Terms


FINEOS Holdings Net Margin % Historical Data

* Premium members only.

The historical data trend for FINEOS Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings Net Margin % Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial -11.52 -20.43 -17.13 -4.36 0.68

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.28 -8.25 -0.70 -1.87 3.08

FRA:0M9 vs MSFT, ORCL, PLTR: Net Margin % Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings Net Margin % vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's Net Margin % falls into.


FRA:0M9
72GF Score
FINEOS Corp Holdings PLC FRA:0M9
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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FINEOS Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

FINEOS Holdings's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.942/138.435
=0.68 %

FINEOS Holdings's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2.197/71.276
=3.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 3.08% mean?
FINEOS Holdings (FRA:0M9) has a Net Margin % of 3.08% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on FINEOS Holdings and its competitors. According to the industry distribution chart, FINEOS Holdings ranks #1599 out of 2827 companies in the Software industry, placing it in the top 56.6%.
Is FINEOS Holdings' Net Margin % too high?
FINEOS Holdings' current Net Margin % is 3.08%. The Software industry median Net Margin % is 2.54. FINEOS Holdings' value of 3.08% is 21.3% above this industry median. Based on the distribution chart, FINEOS Holdings ranks #1599 out of 2827 companies in the Software industry, which is below the industry midpoint. Overall, FINEOS Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Net Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #1599 out of 2827 companies for Net Margin %. This places FINEOS Holdings in the lower half of its industry. The industry median Net Margin % is 2.54. FINEOS Holdings' value of 3.08% is 21.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,827 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FINEOS Holdings's current Net Margin % of 3.08% is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on FINEOS Holdings and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current Net Margin % is 3.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
FINEOS Holdings (FRA:0M9) has a current Net Margin % of 3.08%. The stock's GF Value™ is €1.46, compared to a current price of €1.20 — trading 17.8% below its estimated fair value. The current Net Margin % is 3.08% and 21.3% above the Software industry median of 2.54. FINEOS Holdings' overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For FINEOS Holdings (FRA:0M9), the current Net Margin % is 3.08% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (FRA:0M9) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of €1.20 is trading 17.8% below its estimated GF Value™ of €1.46.

Key valuation signals for FRA:0M9:

  • Net Margin %: 3.08%
  • GF Value™: €1.46 vs. price of €1.20 (17.8% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 21.3% above the Software median (#1599 of 2827)

No single metric tells the full story. See the FRA:0M9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Other Exchanges FCL:Australia
Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
72GF Score

Get the complete analysis for FRA:0M9

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.20
Price
€1.46
GF Value