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Essent Group (FRA:EG0) Net Margin % : 49.49% (As of Dec. 2024)


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What is Essent Group Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Essent Group's Net Income for the three months ended in Dec. 2024 was €160 Mil. Essent Group's Revenue for the three months ended in Dec. 2024 was €324 Mil. Therefore, Essent Group's net margin for the quarter that ended in Dec. 2024 was 49.49%.

The historical rank and industry rank for Essent Group's Net Margin % or its related term are showing as below:

FRA:EG0' s Net Margin % Range Over the Past 10 Years
Min: 43.24   Med: 62.81   Max: 81.64
Current: 57.56


FRA:EG0's Net Margin % is ranked better than
96.92% of 487 companies
in the Insurance industry
Industry Median: 8.42 vs FRA:EG0: 57.56

Essent Group Net Margin % Historical Data

The historical data trend for Essent Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Essent Group Net Margin % Chart

Essent Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.24 66.29 81.64 61.57 57.56

Essent Group Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.04 60.91 65.06 55.65 49.49

Competitive Comparison of Essent Group's Net Margin %

For the Insurance - Specialty subindustry, Essent Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Essent Group's Net Margin % Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Essent Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where Essent Group's Net Margin % falls into.


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Essent Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Essent Group's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=696.58/1210.13
=57.56 %

Essent Group's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=160.345/324.008
=49.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Essent Group  (FRA:EG0) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Essent Group Net Margin % Related Terms

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Essent Group Business Description

Traded in Other Exchanges
Address
2 Church Street, Clarendon House, Hamilton, BMU, HM 11
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.

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