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What is Yibin City Commercial Bank Co Net Margin %?
Yibin City Commercial Bank CoFRA:QG1 +0.76%9 Net Margin % is 24.25% as of Dec. 2025, which is at its 10-year median of 24.25. GuruFocus rates FRA:QG1 with a GF Score™ of 9/100. The stock has 1 warning sign investors should review. Among 1,525 Banks companies, Yibin City Commercial Bank Co ranks worse than 59.41% on this metric.
Yibin City Commercial Bank Co (FRA:QG1) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Yibin City Commercial Bank Co Net Margin % Related Terms
Yibin City Commercial Bank Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yibin City Commercial Bank Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Yibin City Commercial Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yibin City Commercial Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Yibin City Commercial Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Yibin City Commercial Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yibin City Commercial Bank Co (FRA:QG1) has a Net Margin % of 24.25% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Yibin City Commercial Bank Co and its competitors. This is near median its historical median of 24.25. Over the past decade, Yibin City Commercial Bank Co's Net Margin % has ranged from 21.64 to 27.50. According to the industry distribution chart, Yibin City Commercial Bank Co ranks #906 out of 1525 companies in the Banks industry, placing it in the top 59.4%.
Is Yibin City Commercial Bank Co's Net Margin % too high?
Yibin City Commercial Bank Co's current Net Margin % of 24.25% is near median its 10-year median of 24.25. Over the past 10 years, this metric has ranged from a low of 21.64 to a high of 27.50. The Banks industry median Net Margin % is 27.10. Yibin City Commercial Bank Co's value of 24.25% is 10.5% below this industry median. Based on the distribution chart, Yibin City Commercial Bank Co ranks #906 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Yibin City Commercial Bank Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Yibin City Commercial Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Yibin City Commercial Bank Co ranks #906 out of 1525 companies for Net Margin %. This places Yibin City Commercial Bank Co in the lower half of its industry. The industry median Net Margin % is 27.10. Yibin City Commercial Bank Co's value of 24.25% is 10.5% below this benchmark. Historically, Yibin City Commercial Bank Co's own Net Margin % has ranged from 21.64 to 27.50 over the past decade. While the company's 10-year median is 24.25 vs. the industry median of 27.10, Yibin City Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yibin City Commercial Bank Co's current Net Margin % of 24.25% is 10.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Yibin City Commercial Bank Co and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yibin City Commercial Bank Co's current Net Margin % is 24.25%, which is near median its own 10-year median of 24.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yibin City Commercial Bank Co stock overvalued right now?
Yibin City Commercial Bank Co (FRA:QG1) has a current Net Margin % of 24.25%. The current Net Margin % is 24.25%, which is near median its 10-year median of 24.25 and 10.5% below the Banks industry median of 27.10. Yibin City Commercial Bank Co's overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Yibin City Commercial Bank Co (FRA:QG1), the current Net Margin % is 24.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Yibin City Commercial Bank Co Ltd is a city commercial bank in Yibin, Sichuan Province of China. It services include Personal deposits, Personal Loans, Intermediary business, Deposit business, etc. It operating segments includes: Corporate Banking, Retail banking, Financial market business, and Others. The majority of revenue is from Corporate Banking.
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