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Yibin City Commercial Bank CoFRA:QG1 +0.76%9 5-Year Yield-on-Cost % is 1.75 as of Aug. 19, 2026, which is 16% below its 10-year median of 2.09. GuruFocus rates FRA:QG1 with a GF Score™ of 9/100. The stock has 1 warning sign investors should review. Among 1,251 Banks companies, Yibin City Commercial Bank Co ranks worse than 87.37% on this metric.
Yibin City Commercial Bank Co (FRA:QG1) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Yibin City Commercial Bank Co 5-Year Yield-on-Cost % Related Terms
Yibin City Commercial Bank Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Yibin City Commercial Bank Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yibin City Commercial Bank Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Yibin City Commercial Bank Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Yibin City Commercial Bank Co's 5-Year Yield-on-Cost % falls into.
Yibin City Commercial Bank Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Yibin City Commercial Bank Co (FRA:QG1) has a 5-Year Yield-on-Cost % of 1.75 as of Aug. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yibin City Commercial Bank Co and its competitors. This is 16% below median its historical median of 2.09. Over the past decade, Yibin City Commercial Bank Co's 5-Year Yield-on-Cost % has ranged from 1.74 to 2.10. According to the industry distribution chart, Yibin City Commercial Bank Co ranks #1093 out of 1251 companies in the Banks industry, placing it in the top 87.4%.
Is Yibin City Commercial Bank Co's 5-Year Yield-on-Cost % too high?
Yibin City Commercial Bank Co's current 5-Year Yield-on-Cost % of 1.75 is 16% below median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 2.10. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Yibin City Commercial Bank Co's value of 1.75 is 54.1% below this industry median. Based on the distribution chart, Yibin City Commercial Bank Co ranks #1093 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yibin City Commercial Bank Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Yibin City Commercial Bank Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Yibin City Commercial Bank Co ranks #1093 out of 1251 companies for 5-Year Yield-on-Cost %. This places Yibin City Commercial Bank Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Yibin City Commercial Bank Co's value of 1.75 is 54.1% below this benchmark. Historically, Yibin City Commercial Bank Co's own 5-Year Yield-on-Cost % has ranged from 1.74 to 2.10 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 3.81, Yibin City Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yibin City Commercial Bank Co's current 5-Year Yield-on-Cost % of 1.75 is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yibin City Commercial Bank Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yibin City Commercial Bank Co's current 5-Year Yield-on-Cost % is 1.75, which is 16% below median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yibin City Commercial Bank Co stock overvalued right now?
Yibin City Commercial Bank Co (FRA:QG1) has a current 5-Year Yield-on-Cost % of 1.75. The current 5-Year Yield-on-Cost % is 1.75, which is 16% below median its 10-year median of 2.09 and 54.1% below the Banks industry median of 3.81. Yibin City Commercial Bank Co's overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Yibin City Commercial Bank Co (FRA:QG1), the current 5-Year Yield-on-Cost % is 1.75 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Yibin City Commercial Bank Co Ltd is a city commercial bank in Yibin, Sichuan Province of China. It services include Personal deposits, Personal Loans, Intermediary business, Deposit business, etc. It operating segments includes: Corporate Banking, Retail banking, Financial market business, and Others. The majority of revenue is from Corporate Banking.
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