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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Yibin City Commercial Bank Co does not have enough data to calculate 5-Year RORE %.
Yibin City Commercial Bank Co (FRA:QG1) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Yibin City Commercial Bank Co 5-Year RORE % Related Terms
Yibin City Commercial Bank Co 5-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yibin City Commercial Bank Co 5-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Yibin City Commercial Bank Co's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yibin City Commercial Bank Co 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Yibin City Commercial Bank Co's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Yibin City Commercial Bank Co's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.
Yibin City Commercial Bank Co (FRA:QG1) has a 5-Year RORE % of 0.00 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Yibin City Commercial Bank Co and its competitors. According to the industry distribution chart, Yibin City Commercial Bank Co ranks #999999 out of 1401 companies in the Banks industry.
Is Yibin City Commercial Bank Co's 5-Year RORE % too high?
Yibin City Commercial Bank Co's current 5-Year RORE % is 0.00. Based on the distribution chart, Yibin City Commercial Bank Co ranks #999999 out of 1401 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yibin City Commercial Bank Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Yibin City Commercial Bank Co's 5-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Yibin City Commercial Bank Co ranks #999999 out of 1401 companies for 5-Year RORE %. This places Yibin City Commercial Bank Co in the lower half of its industry. The industry median 5-Year RORE % is 10.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 10.18, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Yibin City Commercial Bank Co and its competitors. For the Banks industry, the median 5-Year RORE % is 10.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yibin City Commercial Bank Co's current 5-Year RORE % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yibin City Commercial Bank Co stock overvalued right now?
Yibin City Commercial Bank Co (FRA:QG1) has a current 5-Year RORE % of 0.00. The current 5-Year RORE % is 0.00. Yibin City Commercial Bank Co's overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Yibin City Commercial Bank Co (FRA:QG1), the current 5-Year RORE % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Yibin City Commercial Bank Co Ltd is a city commercial bank in Yibin, Sichuan Province of China. It services include Personal deposits, Personal Loans, Intermediary business, Deposit business, etc. It operating segments includes: Corporate Banking, Retail banking, Financial market business, and Others. The majority of revenue is from Corporate Banking.
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