HONT (Honat Bancorp) Net Margin %: 30.69% (As of Dec. 2018)


HONT Honat Bancorp Inc HONT
12 GF Score
Price $137.70
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What is Honat Bancorp Net Margin %?

Honat Bancorp HONT 12 Net Margin % is 30.69% as of Dec. 2018. GuruFocus rates HONT with a GF Score™ of 12/100.

Net margin is calculated as Net Income divided by its Revenue. Honat Bancorp's Net Income for the six months ended in Dec. 2018 was $8.68 Mil. Honat Bancorp's Revenue for the six months ended in Dec. 2018 was $28.27 Mil. Therefore, Honat Bancorp's net margin for the quarter that ended in Dec. 2018 was 30.69%.

The historical rank and industry rank for Honat Bancorp's Net Margin % or its related term are showing as below:


HONT's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.97
* Ranked among companies with meaningful Net Margin % only.

Honat Bancorp  (OTCPK:HONT) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Honat Bancorp Net Margin % Related Terms

Honat Bancorp Net Margin % Historical Data

* Premium members only.

The historical data trend for Honat Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Honat Bancorp Net Margin % Chart

Honat Bancorp Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec17 Dec18
Net Margin %
Get a 7-Day Free Trial 31.44 33.10 32.16 23.61 30.69

Honat Bancorp Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec17 Dec18
Net Margin % Get a 7-Day Free Trial 31.44 33.10 32.16 23.61 30.69

HONT vs BSVN, WEBK, TYCB: Net Margin % Comparison

For the Banks - Regional subindustry, Honat Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Honat Bancorp Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Honat Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Honat Bancorp's Net Margin % falls into.


HONT
12GF Score
Honat Bancorp Inc HONT
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Honat Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Honat Bancorp's Net Margin for the fiscal year that ended in Dec. 2018 is calculated as

Net Margin=Net Income (A: Dec. 2018 )/Revenue (A: Dec. 2018 )
=8.676/28.266
=30.69 %

Honat Bancorp's Net Margin for the quarter that ended in Dec. 2018 is calculated as

Net Margin=Net Income (Q: Dec. 2018 )/Revenue (Q: Dec. 2018 )
=8.676/28.266
=30.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 30.69% mean?
Honat Bancorp (HONT) has a Net Margin % of 30.69% as of Dec. 2018. Net margin is the ratio of total net income to net sales. View historical data on Honat Bancorp and its competitors.
Is Honat Bancorp's Net Margin % too high?
Honat Bancorp's current Net Margin % is 30.69%. The Banks industry median Net Margin % is 26.97. Honat Bancorp's value of 30.69% is 13.8% above this industry median. Overall, Honat Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Honat Bancorp's Net Margin % compare to BSVN and WEBK?
Honat Bancorp's Net Margin % of 30.69% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.97. Honat Bancorp's value of 30.69% is 13.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Honat Bancorp's current Net Margin % of 30.69% is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Honat Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Honat Bancorp's current Net Margin % is 30.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Honat Bancorp stock overvalued right now?
Honat Bancorp (HONT) has a current Net Margin % of 30.69%. The current Net Margin % is 30.69% and 13.8% above the Banks industry median of 26.97. Honat Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Honat Bancorp (HONT), the current Net Margin % is 30.69% as of Dec. 2018. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Honat Bancorp Business Description

Address 724 Main Street, P.O. Box 350, Honesdale, PA, USA, 18431-0350
Honat Bancorp Inc is a United States-based Bank holding company. It provides full banking services, including trust services. It offers personal banking, business, and financial services. The services include deposit accounts, loan products, digital banking facilities, mortgage facilities, credit cards, and merchant services, among others. Its loan portfolio segments include commercial and industrial, commercial real estate, and retail.
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Get the complete analysis for HONT

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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