Trust International Islamic Bank (IQS:BTRU) Net Margin %: -1.24% (As of Mar. 2026)

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IQS:BTRU Trust International Islamic Bank IQS:BTRU
53 GF Score
Price ع.د0.75
GF Value ع.د0.80
! 5 Warning Signs
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What is Trust International Islamic Bank Net Margin %?

Trust International Islamic Bank IQS:BTRU 53 Net Margin % is -1.24% as of Mar. 2026. GuruFocus rates IQS:BTRU with a GF Score™ of 53/100 and a GF Value™ of ع.د0.80. The stock has 5 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Trust International Islamic Bank's Net Income for the three months ended in Mar. 2026 was ع.د-35 Mil. Trust International Islamic Bank's Revenue for the three months ended in Mar. 2026 was ع.د2,815 Mil. Therefore, Trust International Islamic Bank's net margin for the quarter that ended in Mar. 2026 was -1.24%.

The historical rank and industry rank for Trust International Islamic Bank's Net Margin % or its related term are showing as below:

IQS:BTRU' s Net Margin % Range Over the Past 10 Years
Min: -59.71   Med: 15.86   Max: 47.15
Current: 20.24


IQS:BTRU's Net Margin % is not ranked
in the Banks industry.
Industry Median: 27.2 vs IQS:BTRU: 20.24

Trust International Islamic Bank  (IQS:BTRU) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Trust International Islamic Bank Net Margin % Related Terms


Trust International Islamic Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Trust International Islamic Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust International Islamic Bank Net Margin % Chart

Trust International Islamic Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial 17.53 -1.23 -1.43 14.19 20.52

Trust International Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.85 -72.35 186.96 -19.16 -1.24

IQS:BTRU vs PNC, USB, NU: Net Margin % Comparison

For the Banks - Regional subindustry, Trust International Islamic Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust International Islamic Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Trust International Islamic Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Trust International Islamic Bank's Net Margin % falls into.


IQS:BTRU
53GF Score
Trust International Islamic Bank IQS:BTRU
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust International Islamic Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Trust International Islamic Bank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4014.392/19564.579
=20.52 %

Trust International Islamic Bank's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-34.899/2814.934
=-1.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -1.24% mean?
Trust International Islamic Bank (IQS:BTRU) has a Net Margin % of -1.24% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Trust International Islamic Bank and its competitors.
Is Trust International Islamic Bank's Net Margin % too high?
Trust International Islamic Bank's current Net Margin % is -1.24%. Overall, Trust International Islamic Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Trust International Islamic Bank's Net Margin % compare to PNC and USB?
Trust International Islamic Bank's Net Margin % of -1.24% can be compared against companies in the Banks industry. The industry median Net Margin % is 27.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.20, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Trust International Islamic Bank and its competitors. For the Banks industry, the median Net Margin % is 27.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust International Islamic Bank's current Net Margin % is -1.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust International Islamic Bank stock overvalued right now?
Trust International Islamic Bank (IQS:BTRU) has a current Net Margin % of -1.24%. The stock's GF Value™ is ع.د0.80, compared to a current price of ع.د0.75 — trading 6.3% below its estimated fair value. The current Net Margin % is -1.24%. Trust International Islamic Bank's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Trust International Islamic Bank (IQS:BTRU), the current Net Margin % is -1.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust International Islamic Bank (IQS:BTRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trust International Islamic Bank stock appears to be undervalued. The current stock price of ع.د0.75 is trading 6.3% below its estimated GF Value™ of ع.د0.80.

Key valuation signals for IQS:BTRU:

  • Net Margin %: -1.24%
  • GF Value™: ع.د0.80 vs. price of ع.د0.75 (6.3% below fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the IQS:BTRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust International Islamic Bank Business Description

Address End of 62 Street Abdulqadder Al Jazaeri Square, Alley 38, Al-Wehda district 906, Baghdad, IRQ
Trust International Islamic Bank provides financial and banking services in Iraq. The bank provides all of the financial, banking, and import buying and selling of valuable minerals and stores according to Islamic Sharia.
53GF Score

Get the complete analysis for IQS:BTRU

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ع.د0.75
Price
ع.د0.80
GF Value