Trust International Islamic Bank (IQS:BTRU) PS Ratio: 9.49 (As of Aug. 17, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IQS:BTRU Trust International Islamic Bank IQS:BTRU
53 GF Score
Price ع.د0.75
GF Value ع.د0.80
! 5 Warning Signs
View Full Analysis

What is Trust International Islamic Bank PS Ratio?

Trust International Islamic Bank IQS:BTRU 53 PS Ratio is 9.49 as of Aug. 17, 2026, which is 8% above its 10-year median of 8.75. GuruFocus rates IQS:BTRU with a GF Score™ of 53/100 and a GF Value™ of ع.د0.80. The stock has 5 warning signs investors should review.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Trust International Islamic Bank's share price is ع.د0.75. Trust International Islamic Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ع.د0.08. Hence, Trust International Islamic Bank's PS Ratio for today is 9.49.

Good Sign:

Trust International Islamic Bank stock PS Ratio (=9.49) is close to 3-year low of 9.15.

The historical rank and industry rank for Trust International Islamic Bank's PS Ratio or its related term are showing as below:

IQS:BTRU' s PS Ratio Range Over the Past 10 Years
Min: 4.17   Med: 8.75   Max: 19.44
Current: 9.49

During the past 8 years, Trust International Islamic Bank's highest PS Ratio was 19.44. The lowest was 4.17. And the median was 8.75.

IQS:BTRU's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.1 vs IQS:BTRU: 9.49

Trust International Islamic Bank's Revenue per Sharefor the three months ended in Mar. 2026 was ع.د0.01. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ع.د0.08.

Warning Sign:

Trust International Islamic Bank revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Trust International Islamic Bank was 31.70% per year. During the past 3 years, the average Revenue per Share Growth Rate was -3.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.40% per year.

During the past 8 years, Trust International Islamic Bank's highest 3-Year average Revenue per Share Growth Rate was 44.80% per year. The lowest was -4.10% per year. And the median was 4.75% per year.

Back to Basics: PS Ratio


Trust International Islamic Bank  (IQS:BTRU) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Trust International Islamic Bank PS Ratio Related Terms


Trust International Islamic Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for Trust International Islamic Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust International Islamic Bank PS Ratio Chart

Trust International Islamic Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial 7.29 7.39 11.02 10.71 9.62

Trust International Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.50 11.36 11.19 9.62 9.49

IQS:BTRU vs PNC, USB, NU: PS Ratio Comparison

For the Banks - Regional subindustry, Trust International Islamic Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust International Islamic Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Trust International Islamic Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Trust International Islamic Bank's PS Ratio falls into.


IQS:BTRU
53GF Score
Trust International Islamic Bank IQS:BTRU
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust International Islamic Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Trust International Islamic Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.75/0.079
=9.49

Trust International Islamic Bank's Share Price of today is ع.د0.75.
Trust International Islamic Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ع.د0.08.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 9.49 mean?
Trust International Islamic Bank (IQS:BTRU) has a PS Ratio of 9.49 as of Aug. 17, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Trust International Islamic Bank and its competitors. This is near median its historical median of 8.75. Over the past decade, Trust International Islamic Bank's PS Ratio has ranged from 4.17 to 19.44.
Is Trust International Islamic Bank's PS Ratio too high?
Trust International Islamic Bank's current PS Ratio of 9.49 is near median its 10-year median of 8.75. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 19.44. The Banks industry median PS Ratio is 3.10. Trust International Islamic Bank's value of 9.49 is 206.1% above this industry median. Overall, Trust International Islamic Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Trust International Islamic Bank's PS Ratio compare to PNC and USB?
Trust International Islamic Bank's PS Ratio of 9.49 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.10. Trust International Islamic Bank's value of 9.49 is 206.1% above this benchmark. Historically, Trust International Islamic Bank's own PS Ratio has ranged from 4.17 to 19.44 over the past decade. While the company's 10-year median is 8.75 vs. the industry median of 3.10, Trust International Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust International Islamic Bank's current PS Ratio of 9.49 is 206.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Trust International Islamic Bank and its competitors. For the Banks industry, the median PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust International Islamic Bank's current PS Ratio is 9.49, which is near median its own 10-year median of 8.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust International Islamic Bank stock overvalued right now?
Trust International Islamic Bank (IQS:BTRU) has a current PS Ratio of 9.49. The stock's GF Value™ is ع.د0.80, compared to a current price of ع.د0.75 — trading 6.3% below its estimated fair value. The current PS Ratio is 9.49, which is near median its 10-year median of 8.75 and 206.1% above the Banks industry median of 3.10. Trust International Islamic Bank's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Trust International Islamic Bank (IQS:BTRU), the current PS Ratio is 9.49 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trust International Islamic Bank (IQS:BTRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trust International Islamic Bank stock appears to be undervalued. The current stock price of ع.د0.75 is trading 6.3% below its estimated GF Value™ of ع.د0.80.

Key valuation signals for IQS:BTRU:

  • PS Ratio: 9.49 (near median its 10-year median of 8.75)
  • GF Value™: ع.د0.80 vs. price of ع.د0.75 (6.3% below fair value)
  • GF Score™: 53/100 with 5 warning signs
  • Industry Position: 206.1% above the Banks median

No single metric tells the full story. See the IQS:BTRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trust International Islamic Bank Business Description

Address End of 62 Street Abdulqadder Al Jazaeri Square, Alley 38, Al-Wehda district 906, Baghdad, IRQ
Trust International Islamic Bank provides financial and banking services in Iraq. The bank provides all of the financial, banking, and import buying and selling of valuable minerals and stores according to Islamic Sharia.
53GF Score

Get the complete analysis for IQS:BTRU

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ع.د0.75
Price
ع.د0.80
GF Value