The historical rank and industry rank for PT Bank OCBC Nisp Tbk's Net Margin % or its related term are showing as below:
ISX:NISP'
s Net Margin % Range Over the Past 10 Years
Min: 22.15 Med: 32.63 Max: 40.88
Current: 38.53
ISX:NISP's Net Margin % is ranked better than 82.16% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs ISX:NISP: 38.53
PT Bank OCBC Nisp Tbk (ISX:NISP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Bank OCBC Nisp Tbk Net Margin % Related Terms
PT Bank OCBC Nisp Tbk Net Margin % Historical Data
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The historical data trend for PT Bank OCBC Nisp Tbk's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank OCBC Nisp Tbk Net Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank OCBC Nisp Tbk Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank OCBC Nisp Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank OCBC Nisp Tbk (ISX:NISP) has a Net Margin % of 39.62% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Bank OCBC Nisp Tbk and its competitors. This is 21% above median its historical median of 32.63. Over the past decade, PT Bank OCBC Nisp Tbk's Net Margin % has ranged from 22.15 to 40.88. According to the industry distribution chart, PT Bank OCBC Nisp Tbk ranks #273 out of 1530 companies in the Banks industry, placing it in the top 17.8%.
Is PT Bank OCBC Nisp Tbk's Net Margin % too high?
PT Bank OCBC Nisp Tbk's current Net Margin % of 39.62% is 21% above median its 10-year median of 32.63. Over the past 10 years, this metric has ranged from a low of 22.15 to a high of 40.88. The Banks industry median Net Margin % is 26.85. PT Bank OCBC Nisp Tbk's value of 39.62% is 47.6% above this industry median. Based on the distribution chart, PT Bank OCBC Nisp Tbk ranks #273 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's Net Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank OCBC Nisp Tbk ranks #273 out of 1530 companies for Net Margin %. This places PT Bank OCBC Nisp Tbk in the top 18% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. PT Bank OCBC Nisp Tbk's value of 39.62% is 47.6% above this benchmark. Historically, PT Bank OCBC Nisp Tbk's own Net Margin % has ranged from 22.15 to 40.88 over the past decade. While the company's 10-year median is 32.63 vs. the industry median of 26.85, PT Bank OCBC Nisp Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank OCBC Nisp Tbk's current Net Margin % of 39.62% is 47.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Bank OCBC Nisp Tbk and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank OCBC Nisp Tbk's current Net Margin % is 39.62%, which is 21% above median its own 10-year median of 32.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk (ISX:NISP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,489.95, compared to a current price of Rp1,215.00 — trading 18.5% below its estimated fair value. The current Net Margin % is 39.62%, which is 21% above median its 10-year median of 32.63 and 47.6% above the Banks industry median of 26.85. PT Bank OCBC Nisp Tbk's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (ISX:NISP), the current Net Margin % is 39.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank OCBC Nisp Tbk (ISX:NISP) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued.
The current stock price of Rp1,215.00 is trading 18.5% below its estimated GF Value™ of Rp1,489.95.
GuruFocus considers PT Bank OCBC Nisp Tbk to be Modestly Undervalued.
Key valuation signals for ISX:NISP:
Net Margin %: 39.62% (21% above median its 10-year median of 32.63)
GF Value™: Rp1,489.95 vs. price of Rp1,215.00 (18.5% below fair value)
Industry Position: 47.6% above the Banks median (#273 of 1530)
No single metric tells the full story. See the ISX:NISP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
77GF Score
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