PT Bank OCBC Nisp Tbk (ISX:NISP) E10: Rp158.02 (As of Mar. 2026)


ISX:NISP PT Bank OCBC Nisp Tbk ISX:NISP
76 GF Score
Price Rp1,155.00
GF Value Rp1,491.40
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Bank OCBC Nisp Tbk E10?

PT Bank OCBC Nisp Tbk ISX:NISP -1.70% 76 E10 is Rp158.02 as of Mar. 2026. GuruFocus rates ISX:NISP with a GF Score™ of 76/100 and a GF Value™ of Rp1,491.40 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank OCBC Nisp Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was Rp59.270. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Rp158.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank OCBC Nisp Tbk's average E10 Growth Rate was 13.00% per year. During the past 3 years, the average E10 Growth Rate was 12.10% per year. During the past 5 years, the average E10 Growth Rate was 10.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PT Bank OCBC Nisp Tbk was 12.10% per year. The lowest was 8.60% per year. And the median was 11.70% per year.

As of today (2026-07-01), PT Bank OCBC Nisp Tbk's current stock price is Rp1155.00. PT Bank OCBC Nisp Tbk's E10 for the quarter that ended in Mar. 2026 was Rp158.02. PT Bank OCBC Nisp Tbk's Shiller PE Ratio of today is 7.31.

During the past 13 years, the highest Shiller PE Ratio of PT Bank OCBC Nisp Tbk was 11.77. The lowest was 6.03. And the median was 8.97.


PT Bank OCBC Nisp Tbk  (ISX:NISP) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank OCBC Nisp Tbk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1155.00/158.02
=7.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PT Bank OCBC Nisp Tbk was 11.77. The lowest was 6.03. And the median was 8.97.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PT Bank OCBC Nisp Tbk E10 Related Terms


PT Bank OCBC Nisp Tbk E10 Historical Data

* Premium members only.

The historical data trend for PT Bank OCBC Nisp Tbk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank OCBC Nisp Tbk E10 Chart

PT Bank OCBC Nisp Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 97.42 108.81 120.64 135.82 153.30

PT Bank OCBC Nisp Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 139.80 144.62 148.86 153.30 158.02

PT Bank OCBC Nisp Tbk E10 Competitor Comparison

For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank OCBC Nisp Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank OCBC Nisp Tbk's Shiller PE Ratio falls into.


ISX:NISP
76GF Score
PT Bank OCBC Nisp Tbk ISX:NISP
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank OCBC Nisp Tbk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank OCBC Nisp Tbk's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=59.27/136.5387*136.5387
=59.270

Current CPI (Mar. 2026) = 136.5387.

PT Bank OCBC Nisp Tbk Quarterly Data

per share eps CPI Adj_EPS
201606 19.940 103.212 26.378
201609 19.340 104.142 25.356
201612 18.815 105.222 24.415
201703 24.530 106.476 31.456
201706 24.700 107.722 31.308
201709 23.505 108.020 29.711
201712 22.094 109.017 27.672
201803 28.910 110.097 35.853
201806 29.270 111.085 35.977
201809 30.430 111.135 37.386
201812 26.357 112.430 32.009
201903 33.350 112.829 40.358
201906 33.590 114.730 39.975
201909 29.800 114.905 35.411
201912 31.355 115.486 37.071
202003 34.470 116.252 40.485
202006 33.638 116.630 39.380
202009 16.716 116.397 19.609
202012 6.760 117.318 7.868
202103 22.430 117.840 25.989
202106 41.768 118.184 48.255
202109 24.490 118.262 28.275
202112 21.118 119.516 24.126
202203 27.070 120.948 30.559
202206 44.808 123.322 49.610
202209 39.158 125.298 42.671
202212 33.950 126.098 36.761
202303 44.880 126.953 48.269
202306 45.120 127.663 48.257
202309 43.070 128.151 45.889
202312 45.223 129.395 47.720
202403 50.860 130.607 53.170
202406 53.340 130.792 55.684
202409 62.200 130.361 65.148
202412 45.698 131.432 47.474
202503 56.270 131.948 58.228
202506 55.570 133.241 56.946
202509 54.840 133.819 55.955
202512 53.730 135.271 54.233
202603 59.270 136.539 59.270

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Rp158.02 mean?
PT Bank OCBC Nisp Tbk (ISX:NISP) has a E10 of Rp158.02 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank OCBC Nisp Tbk and its competitors.
Is PT Bank OCBC Nisp Tbk's E10 too high?
PT Bank OCBC Nisp Tbk's current E10 is Rp158.02. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's E10 compare to competitors?
PT Bank OCBC Nisp Tbk's E10 of Rp158.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PT Bank OCBC Nisp Tbk and its competitors. PT Bank OCBC Nisp Tbk's current E10 is Rp158.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk (ISX:NISP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,491.40, compared to a current price of Rp1,155.00 — trading 22.6% below its estimated fair value. The current E10 is Rp158.02. PT Bank OCBC Nisp Tbk's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (ISX:NISP), the current E10 is Rp158.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank OCBC Nisp Tbk (ISX:NISP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued. The current stock price of Rp1,155.00 is trading 22.6% below its estimated GF Value™ of Rp1,491.40. GuruFocus considers PT Bank OCBC Nisp Tbk to be Modestly Undervalued.

Key valuation signals for ISX:NISP:

  • E10: Rp158.02
  • GF Value™: Rp1,491.40 vs. price of Rp1,155.00 (22.6% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the ISX:NISP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank OCBC Nisp Tbk Business Description

Other Exchanges FFB:Germany
Address Jalan Prof. Dr. Satrio Kav. 25, OCBC Tower, 8th Floor, Kuningan, Karet Kuningan, Kecamatan Setiabudi, Kota Jakarta Selatan, Jakarta, IDN, 12940
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
76GF Score

Get the complete analysis for ISX:NISP

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,155.00
Price
Rp1,491.40
GF Value