PT Bank OCBC Nisp TbkISX:NISP -1.22%77 FCF Margin % is 121.99% as of Mar. 2026, which is 56% above its 10-year median of 77.97. GuruFocus rates ISX:NISP with a GF Score™ of 77/100 and a GF Value™ of Rp1,489.95 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,509 Banks companies, PT Bank OCBC Nisp Tbk ranks better than 91.65% on this metric.
The historical rank and industry rank for PT Bank OCBC Nisp Tbk's FCF Margin % or its related term are showing as below:
ISX:NISP'
s FCF Margin % Range Over the Past 10 Years
Min: -116.95 Med: 77.97 Max: 307.12
Current: 163.01
During the past 13 years, the highest FCF Margin % of PT Bank OCBC Nisp Tbk was 307.12%. The lowest was -116.95%. And the median was 77.97%.
ISX:NISP's FCF Margin % is ranked better than 91.65% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs ISX:NISP: 163.01
PT Bank OCBC Nisp Tbk FCF Margin % Related Terms
PT Bank OCBC Nisp Tbk FCF Margin % Historical Data
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The historical data trend for PT Bank OCBC Nisp Tbk's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank OCBC Nisp Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank OCBC Nisp Tbk FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank OCBC Nisp Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank OCBC Nisp Tbk (ISX:NISP) has a FCF Margin % of 121.99% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank OCBC Nisp Tbk and its competitors. This is 56% above median its historical median of 77.97. According to the industry distribution chart, PT Bank OCBC Nisp Tbk ranks #126 out of 1509 companies in the Banks industry, placing it in the top 8.3%.
Is PT Bank OCBC Nisp Tbk's FCF Margin % too high?
PT Bank OCBC Nisp Tbk's current FCF Margin % of 121.99% is 56% above median its 10-year median of 77.97. The Banks industry median FCF Margin % is 26.55. PT Bank OCBC Nisp Tbk's value of 121.99% is 359.5% above this industry median. Based on the distribution chart, PT Bank OCBC Nisp Tbk ranks #126 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank OCBC Nisp Tbk ranks #126 out of 1509 companies for FCF Margin %. This places PT Bank OCBC Nisp Tbk in the top 8% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. PT Bank OCBC Nisp Tbk's value of 121.99% is 359.5% above this benchmark. While the company's 10-year median is 77.97 vs. the industry median of 26.55, PT Bank OCBC Nisp Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank OCBC Nisp Tbk's current FCF Margin % of 121.99% is 359.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank OCBC Nisp Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank OCBC Nisp Tbk's current FCF Margin % is 121.99%, which is 56% above median its own 10-year median of 77.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk (ISX:NISP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp1,489.95, compared to a current price of Rp1,215.00 — trading 18.5% below its estimated fair value. The current FCF Margin % is 121.99%, which is 56% above median its 10-year median of 77.97 and 359.5% above the Banks industry median of 26.55. PT Bank OCBC Nisp Tbk's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (ISX:NISP), the current FCF Margin % is 121.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank OCBC Nisp Tbk (ISX:NISP) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued.
The current stock price of Rp1,215.00 is trading 18.5% below its estimated GF Value™ of Rp1,489.95.
GuruFocus considers PT Bank OCBC Nisp Tbk to be Modestly Undervalued.
Key valuation signals for ISX:NISP:
FCF Margin %: 121.99% (56% above median its 10-year median of 77.97)
GF Value™: Rp1,489.95 vs. price of Rp1,215.00 (18.5% below fair value)
Industry Position: 359.5% above the Banks median (#126 of 1509)
No single metric tells the full story. See the ISX:NISP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
77GF Score
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