Commercial Bank Of Kuwait (KUW:CBK) Net Margin %: 51.82% (As of Mar. 2026) — Near Median


KUW:CBK Commercial Bank Of Kuwait KUW:CBK
23 GF Score
Price KWD0.47
GF Value KWD0.59
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Commercial Bank Of Kuwait Net Margin %?

Commercial Bank Of Kuwait KUW:CBK -2.11% 23 Net Margin % is 51.82% as of Mar. 2026, which is 8% above its 10-year median of 48.17. GuruFocus rates KUW:CBK with a GF Score™ of 23/100 and a GF Value™ of KWD0.59 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Commercial Bank Of Kuwait ranks better than 97.65% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Commercial Bank Of Kuwait's Net Income for the three months ended in Mar. 2026 was KWD24.0 Mil. Commercial Bank Of Kuwait's Revenue for the three months ended in Mar. 2026 was KWD46.3 Mil. Therefore, Commercial Bank Of Kuwait's net margin for the quarter that ended in Mar. 2026 was 51.82%.

The historical rank and industry rank for Commercial Bank Of Kuwait's Net Margin % or its related term are showing as below:

KUW:CBK' s Net Margin % Range Over the Past 10 Years
Min: 36.46   Med: 48.17   Max: 87.49
Current: 60.91


KUW:CBK's Net Margin % is ranked better than
97.65% of 1530 companies
in the Banks industry
Industry Median: 26.845 vs KUW:CBK: 60.91

Commercial Bank Of Kuwait  (KUW:CBK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Commercial Bank Of Kuwait Net Margin % Related Terms


Commercial Bank Of Kuwait Net Margin % Historical Data

* Premium members only.

The historical data trend for Commercial Bank Of Kuwait's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank Of Kuwait Net Margin % Chart

Commercial Bank Of Kuwait Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.78 52.56 65.31 87.49 64.07

Commercial Bank Of Kuwait Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.33 66.71 61.78 62.88 51.82

KUW:CBK vs PNC: Net Margin % Comparison

For the Banks - Regional subindustry, Commercial Bank Of Kuwait's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank Of Kuwait Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank Of Kuwait's Net Margin % distribution charts can be found below:

* The bar in red indicates where Commercial Bank Of Kuwait's Net Margin % falls into.


KUW:CBK
23GF Score
Commercial Bank Of Kuwait KUW:CBK
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bank Of Kuwait Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Commercial Bank Of Kuwait's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=121.151/189.092
=64.07 %

Commercial Bank Of Kuwait's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=24.013/46.339
=51.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 51.82% mean?
Commercial Bank Of Kuwait (KUW:CBK) has a Net Margin % of 51.82% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Commercial Bank Of Kuwait and its competitors. This is near median its historical median of 48.17. Over the past decade, Commercial Bank Of Kuwait's Net Margin % has ranged from 36.46 to 87.49. According to the industry distribution chart, Commercial Bank Of Kuwait ranks #36 out of 1530 companies in the Banks industry, placing it in the top 2.4%.
Is Commercial Bank Of Kuwait's Net Margin % too high?
Commercial Bank Of Kuwait's current Net Margin % of 51.82% is near median its 10-year median of 48.17. Over the past 10 years, this metric has ranged from a low of 36.46 to a high of 87.49. The Banks industry median Net Margin % is 26.85. Commercial Bank Of Kuwait's value of 51.82% is 93% above this industry median. Based on the distribution chart, Commercial Bank Of Kuwait ranks #36 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank Of Kuwait has a GF Score™ of 23/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank Of Kuwait's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Commercial Bank Of Kuwait ranks #36 out of 1530 companies for Net Margin %. This places Commercial Bank Of Kuwait in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Commercial Bank Of Kuwait's value of 51.82% is 93% above this benchmark. Historically, Commercial Bank Of Kuwait's own Net Margin % has ranged from 36.46 to 87.49 over the past decade. While the company's 10-year median is 48.17 vs. the industry median of 26.85, Commercial Bank Of Kuwait has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank Of Kuwait's current Net Margin % of 51.82% is 93% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Commercial Bank Of Kuwait and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank Of Kuwait's current Net Margin % is 51.82%, which is near median its own 10-year median of 48.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank Of Kuwait stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank Of Kuwait (KUW:CBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.59, compared to a current price of KWD0.47 — trading 21.2% below its estimated fair value. The current Net Margin % is 51.82%, which is near median its 10-year median of 48.17 and 93% above the Banks industry median of 26.85. Commercial Bank Of Kuwait's overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Commercial Bank Of Kuwait (KUW:CBK), the current Net Margin % is 51.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank Of Kuwait (KUW:CBK) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank Of Kuwait stock appears to be undervalued. The current stock price of KWD0.47 is trading 21.2% below its estimated GF Value™ of KWD0.59. GuruFocus considers Commercial Bank Of Kuwait to be Modestly Undervalued.

Key valuation signals for KUW:CBK:

  • Net Margin %: 51.82% (near median its 10-year median of 48.17)
  • GF Value™: KWD0.59 vs. price of KWD0.47 (21.2% below fair value)
  • GF Score™: 23/100 with 6 warning signs
  • Industry Position: 93% above the Banks median (#36 of 1530)

No single metric tells the full story. See the KUW:CBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank Of Kuwait Business Description

Address Mubarak Al Kabeer Street, P.O. Box 2861, Safat, Kuwait, KWT, 13029
Commercial Bank Of Kuwait is a financial institution engaged in the provision of banking and financial services. The bank operates through two segments: Corporate and Retail Banking, which provides lending, deposit, and related banking services to corporate and individual customers; and Treasury and Investment Banking, which includes money market activities, foreign exchange, treasury instruments, and brokerage services.
23GF Score

Get the complete analysis for KUW:CBK

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.47
Price
KWD0.59
GF Value