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Commercial Bank Of KuwaitKUW:CBK +0.82%23 Return-on-Tangible-Equity is 12.52% as of Mar. 2026, which is 30% above its 10-year median of 9.63. GuruFocus rates KUW:CBK with a GF Score™ of 23/100 and a GF Value™ of KWD0.59 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,525 Banks companies, Commercial Bank Of Kuwait ranks better than 76.72% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Commercial Bank Of Kuwait's annualized net income for the quarter that ended in Mar. 2026 was KWD96.1 Mil. Commercial Bank Of Kuwait's average shareholder tangible equity for the quarter that ended in Mar. 2026 was KWD766.9 Mil. Therefore, Commercial Bank Of Kuwait's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.52%.
The historical rank and industry rank for Commercial Bank Of Kuwait's Return-on-Tangible-Equity or its related term are showing as below:
KUW:CBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.26 Med: 9.63 Max: 22.48
Current: 15.49
During the past 13 years, Commercial Bank Of Kuwait's highest Return-on-Tangible-Equity was 22.48%. The lowest was 7.26%. And the median was 9.63%.
KUW:CBK's Return-on-Tangible-Equity is ranked better than 76.72% of 1525
companies
in the Banks industry
Industry Median: 11.25
vs KUW:CBK: 15.49
Commercial Bank Of Kuwait (KUW:CBK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Commercial Bank Of Kuwait Return-on-Tangible-Equity Related Terms
Commercial Bank Of Kuwait Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Commercial Bank Of Kuwait's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank Of Kuwait Return-on-Tangible-Equity Chart
KUW:CBK vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Commercial Bank Of Kuwait's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank Of Kuwait Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank Of Kuwait's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Commercial Bank Of Kuwait's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.52% mean?
Commercial Bank Of Kuwait (KUW:CBK) has a Return-on-Tangible-Equity of 12.52% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Commercial Bank Of Kuwait and its competitors. This is 30% above median its historical median of 9.63. Over the past decade, Commercial Bank Of Kuwait's Return-on-Tangible-Equity has ranged from 7.26 to 22.48. According to the industry distribution chart, Commercial Bank Of Kuwait ranks #355 out of 1525 companies in the Banks industry, placing it in the top 23.3%.
Is Commercial Bank Of Kuwait's Return-on-Tangible-Equity too high?
Commercial Bank Of Kuwait's current Return-on-Tangible-Equity of 12.52% is 30% above median its 10-year median of 9.63. Over the past 10 years, this metric has ranged from a low of 7.26 to a high of 22.48. The Banks industry median Return-on-Tangible-Equity is 11.25. Commercial Bank Of Kuwait's value of 12.52% is 11.3% above this industry median. Based on the distribution chart, Commercial Bank Of Kuwait ranks #355 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank Of Kuwait has a GF Score™ of 23/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank Of Kuwait's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Commercial Bank Of Kuwait ranks #355 out of 1525 companies for Return-on-Tangible-Equity. This places Commercial Bank Of Kuwait in the top 23% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.25. Commercial Bank Of Kuwait's value of 12.52% is 11.3% above this benchmark. Historically, Commercial Bank Of Kuwait's own Return-on-Tangible-Equity has ranged from 7.26 to 22.48 over the past decade. While the company's 10-year median is 9.63 vs. the industry median of 11.25, Commercial Bank Of Kuwait has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.25, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank Of Kuwait's current Return-on-Tangible-Equity of 12.52% is 11.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Commercial Bank Of Kuwait and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank Of Kuwait's current Return-on-Tangible-Equity is 12.52%, which is 30% above median its own 10-year median of 9.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank Of Kuwait stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank Of Kuwait (KUW:CBK) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.59, compared to a current price of KWD0.49 — trading 16.8% below its estimated fair value. The current Return-on-Tangible-Equity is 12.52%, which is 30% above median its 10-year median of 9.63 and 11.3% above the Banks industry median of 11.25. Commercial Bank Of Kuwait's overall GF Score™ is 23/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Commercial Bank Of Kuwait (KUW:CBK), the current Return-on-Tangible-Equity is 12.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank Of Kuwait (KUW:CBK) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank Of Kuwait stock appears to be undervalued.
The current stock price of KWD0.49 is trading 16.8% below its estimated GF Value™ of KWD0.59.
GuruFocus considers Commercial Bank Of Kuwait to be Modestly Undervalued.
Key valuation signals for KUW:CBK:
Return-on-Tangible-Equity: 12.52% (30% above median its 10-year median of 9.63)
GF Value™: KWD0.59 vs. price of KWD0.49 (16.8% below fair value)
Industry Position: 11.3% above the Banks median (#355 of 1525)
No single metric tells the full story. See the KUW:CBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank Of Kuwait is a financial institution engaged in the provision of banking and financial services. The bank operates through two segments: Corporate and Retail Banking, which provides lending, deposit, and related banking services to corporate and individual customers; and Treasury and Investment Banking, which includes money market activities, foreign exchange, treasury instruments, and brokerage services.
23GF Score
Get the complete analysis for KUW:CBK
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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