Solid Forsakringsaktiebolag (OSTO:SFAB) Net Margin %: 8.42% (As of Mar. 2026) — 22% Below Median


OSTO:SFAB Solid Forsakringsaktiebolag OSTO:SFAB
78 GF Score
Price kr104.20
GF Value kr75.09
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Solid Forsakringsaktiebolag Net Margin %?

Solid Forsakringsaktiebolag OSTO:SFAB -0.38% 78 Net Margin % is 8.42% as of Mar. 2026, which is 22% below its 10-year median of 10.77. GuruFocus rates OSTO:SFAB with a GF Score™ of 78/100 and a GF Value™ of kr75.09 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Solid Forsakringsaktiebolag ranks better than 64.27% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Solid Forsakringsaktiebolag's Net Income for the three months ended in Mar. 2026 was kr22 Mil. Solid Forsakringsaktiebolag's Revenue for the three months ended in Mar. 2026 was kr261 Mil. Therefore, Solid Forsakringsaktiebolag's net margin for the quarter that ended in Mar. 2026 was 8.42%.

The historical rank and industry rank for Solid Forsakringsaktiebolag's Net Margin % or its related term are showing as below:

OSTO:SFAB' s Net Margin % Range Over the Past 10 Years
Min: 1.71   Med: 10.77   Max: 13.64
Current: 12.49


OSTO:SFAB's Net Margin % is ranked better than
64.27% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs OSTO:SFAB: 12.49

Solid Forsakringsaktiebolag  (OSTO:SFAB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Solid Forsakringsaktiebolag Net Margin % Related Terms


Solid Forsakringsaktiebolag Net Margin % Historical Data

* Premium members only.

The historical data trend for Solid Forsakringsaktiebolag's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solid Forsakringsaktiebolag Net Margin % Chart

Solid Forsakringsaktiebolag Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial 11.55 9.98 13.64 13.14 12.78

Solid Forsakringsaktiebolag Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.01 12.49 15.15 13.55 8.42

OSTO:SFAB vs FNF, AXS, FAF: Net Margin % Comparison

For the Insurance - Specialty subindustry, Solid Forsakringsaktiebolag's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solid Forsakringsaktiebolag Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Solid Forsakringsaktiebolag's Net Margin % distribution charts can be found below:

* The bar in red indicates where Solid Forsakringsaktiebolag's Net Margin % falls into.


OSTO:SFAB
78GF Score
Solid Forsakringsaktiebolag OSTO:SFAB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Solid Forsakringsaktiebolag Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Solid Forsakringsaktiebolag's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=149.041/1165.968
=12.78 %

Solid Forsakringsaktiebolag's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=22.001/261.416
=8.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 8.42% mean?
Solid Forsakringsaktiebolag (OSTO:SFAB) has a Net Margin % of 8.42% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Solid Forsakringsaktiebolag and its competitors. This is 22% below median its historical median of 10.77. Over the past decade, Solid Forsakringsaktiebolag's Net Margin % has ranged from 1.71 to 13.64. According to the industry distribution chart, Solid Forsakringsaktiebolag ranks #179 out of 501 companies in the Insurance industry, placing it in the top 35.7%.
Is Solid Forsakringsaktiebolag's Net Margin % too high?
Solid Forsakringsaktiebolag's current Net Margin % of 8.42% is 22% below median its 10-year median of 10.77. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 13.64. The Insurance industry median Net Margin % is 9.29. Solid Forsakringsaktiebolag's value of 8.42% is 9.4% below this industry median. Based on the distribution chart, Solid Forsakringsaktiebolag ranks #179 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Solid Forsakringsaktiebolag has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solid Forsakringsaktiebolag's Net Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Solid Forsakringsaktiebolag ranks #179 out of 501 companies for Net Margin %. This puts Solid Forsakringsaktiebolag in the upper half of its industry. The industry median Net Margin % is 9.29. Solid Forsakringsaktiebolag's value of 8.42% is 9.4% below this benchmark. Historically, Solid Forsakringsaktiebolag's own Net Margin % has ranged from 1.71 to 13.64 over the past decade. While the company's 10-year median is 10.77 vs. the industry median of 9.29, Solid Forsakringsaktiebolag has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solid Forsakringsaktiebolag's current Net Margin % of 8.42% is 9.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Solid Forsakringsaktiebolag and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solid Forsakringsaktiebolag's current Net Margin % is 8.42%, which is 22% below median its own 10-year median of 10.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solid Forsakringsaktiebolag stock overvalued right now?
Based on GuruFocus' analysis, Solid Forsakringsaktiebolag (OSTO:SFAB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr75.09, compared to a current price of kr104.20 — trading 38.8% above its estimated fair value. The current Net Margin % is 8.42%, which is 22% below median its 10-year median of 10.77 and 9.4% below the Insurance industry median of 9.29. Solid Forsakringsaktiebolag's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Solid Forsakringsaktiebolag (OSTO:SFAB), the current Net Margin % is 8.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solid Forsakringsaktiebolag (OSTO:SFAB) Overvalued in 2026?

Based on GuruFocus' analysis, Solid Forsakringsaktiebolag stock appears to be overvalued. The current stock price of kr104.20 is trading 38.8% above its estimated GF Value™ of kr75.09. GuruFocus considers Solid Forsakringsaktiebolag to be Significantly Overvalued.

Key valuation signals for OSTO:SFAB:

  • Net Margin %: 8.42% (22% below median its 10-year median of 10.77)
  • GF Value™: kr75.09 vs. price of kr104.20 (38.8% above fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 9.4% below the Insurance median (#179 of 501)

No single metric tells the full story. See the OSTO:SFAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solid Forsakringsaktiebolag Business Description

Other Exchanges RR5:Germany
Address Landskronavagen 23, Box 220 68, Helsingborg, SWE, 250 22
Solid Forsakringsaktiebolag is a niche insurance company in the Nordic region in non-life insurance. The company sells insurance in three different segments, which include Product, Personal Safety, and Assistance. Geographically, it has a presence in Sweden, Norway, Denmark, Finland, and other countries. It generates the majority of its revenue from Sweden.
78GF Score

Get the complete analysis for OSTO:SFAB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr104.20
Price
kr75.09
GF Value