Bank Of Nanjing CoSHSE:601009 -1.63%63 Net Margin % is 41.67% as of Mar. 2026, which is 5% above its 10-year median of 39.83. GuruFocus rates SHSE:601009 with a GF Score™ of 63/100 and a GF Value™ of ¥12.11 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Bank Of Nanjing Co ranks better than 83.53% on this metric.
The historical rank and industry rank for Bank Of Nanjing Co's Net Margin % or its related term are showing as below:
SHSE:601009'
s Net Margin % Range Over the Past 10 Years
Min: 31.41 Med: 39.83 Max: 41.96
Current: 39.53
SHSE:601009's Net Margin % is ranked better than 83.53% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs SHSE:601009: 39.53
Bank Of Nanjing Co (SHSE:601009) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Of Nanjing Co Net Margin % Related Terms
Bank Of Nanjing Co Net Margin % Historical Data
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The historical data trend for Bank Of Nanjing Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Nanjing Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank Of Nanjing Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Nanjing Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Nanjing Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Of Nanjing Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Nanjing Co (SHSE:601009) has a Net Margin % of 41.67% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Of Nanjing Co and its competitors. This is near median its historical median of 39.83. Over the past decade, Bank Of Nanjing Co's Net Margin % has ranged from 31.41 to 41.96. According to the industry distribution chart, Bank Of Nanjing Co ranks #252 out of 1530 companies in the Banks industry, placing it in the top 16.5%.
Is Bank Of Nanjing Co's Net Margin % too high?
Bank Of Nanjing Co's current Net Margin % of 41.67% is near median its 10-year median of 39.83. Over the past 10 years, this metric has ranged from a low of 31.41 to a high of 41.96. The Banks industry median Net Margin % is 26.85. Bank Of Nanjing Co's value of 41.67% is 55.2% above this industry median. Based on the distribution chart, Bank Of Nanjing Co ranks #252 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of Nanjing Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Nanjing Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Bank Of Nanjing Co ranks #252 out of 1530 companies for Net Margin %. This places Bank Of Nanjing Co in the top 17% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Bank Of Nanjing Co's value of 41.67% is 55.2% above this benchmark. Historically, Bank Of Nanjing Co's own Net Margin % has ranged from 31.41 to 41.96 over the past decade. While the company's 10-year median is 39.83 vs. the industry median of 26.85, Bank Of Nanjing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Nanjing Co's current Net Margin % of 41.67% is 55.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Of Nanjing Co and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Nanjing Co's current Net Margin % is 41.67%, which is near median its own 10-year median of 39.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Nanjing Co stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Nanjing Co (SHSE:601009) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥12.11, compared to a current price of ¥10.24 — trading 15.4% below its estimated fair value. The current Net Margin % is 41.67%, which is near median its 10-year median of 39.83 and 55.2% above the Banks industry median of 26.85. Bank Of Nanjing Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Of Nanjing Co (SHSE:601009), the current Net Margin % is 41.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Nanjing Co (SHSE:601009) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Nanjing Co stock appears to be undervalued.
The current stock price of ¥10.24 is trading 15.4% below its estimated GF Value™ of ¥12.11.
GuruFocus considers Bank Of Nanjing Co to be Modestly Undervalued.
Key valuation signals for SHSE:601009:
Net Margin %: 41.67% (near median its 10-year median of 39.83)
GF Value™: ¥12.11 vs. price of ¥10.24 (15.4% below fair value)
Industry Position: 55.2% above the Banks median (#252 of 1530)
No single metric tells the full story. See the SHSE:601009 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Nanjing Co Ltd is a commercial bank. It is engaged in the provision of banking and related financial services. The company operates its businesses through four segments. The Corporate Banking Business segment focuses on serving corporate clients with offerings such as corporate loans, bill issuance, trade financing, corporate deposits, and remittance services. The Personal Banking Business segment caters to individual customers, providing retail loans, savings deposit services, credit card services, and remittance services. The Funding Business segment covers activities such as fund investment, asset management, trust plan investment, bond investment, repurchase and resale operations, and inter-bank lending, and the Other segment.
63GF Score
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