Bank Of Nanjing CoSHSE:601009 -2.92%63 ROE % is 12.59% as of Mar. 2026, which is 8% below its 10-year median of 13.71. GuruFocus rates SHSE:601009 with a GF Score™ of 63/100 and a GF Value™ of ¥12.11 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Bank Of Nanjing Co ranks better than 54.42% on this metric.
The historical rank and industry rank for Bank Of Nanjing Co's ROE % or its related term are showing as below:
SHSE:601009'
s ROE % Range Over the Past 10 Years
Min: 10.82 Med: 13.71 Max: 15.26
Current: 10.82
During the past 13 years, Bank Of Nanjing Co's highest ROE % was 15.26%. The lowest was 10.82%. And the median was 13.71%.
SHSE:601009's ROE % is ranked better than 54.42% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs SHSE:601009: 10.82
Bank Of Nanjing Co (SHSE:601009) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Bank Of Nanjing Co ROE % Related Terms
Bank Of Nanjing Co ROE % Historical Data
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The historical data trend for Bank Of Nanjing Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Of Nanjing Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Nanjing Co ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Nanjing Co's ROE % distribution charts can be found below:
* The bar in red indicates where Bank Of Nanjing Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Bank Of Nanjing Co (SHSE:601009) has a ROE % of 12.59% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Of Nanjing Co and its competitors. This is near median its historical median of 13.71. Over the past decade, Bank Of Nanjing Co's ROE % has ranged from 10.82 to 15.26. According to the industry distribution chart, Bank Of Nanjing Co ranks #696 out of 1527 companies in the Banks industry, placing it in the top 45.6%.
Is Bank Of Nanjing Co's ROE % too high?
Bank Of Nanjing Co's current ROE % of 12.59% is near median its 10-year median of 13.71. Over the past 10 years, this metric has ranged from a low of 10.82 to a high of 15.26. The Banks industry median ROE % is 10.23. Bank Of Nanjing Co's value of 12.59% is 23.1% above this industry median. Based on the distribution chart, Bank Of Nanjing Co ranks #696 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Nanjing Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Nanjing Co's ROE % compare to competitors?
According to the Banks industry distribution chart, Bank Of Nanjing Co ranks #696 out of 1527 companies for ROE %. This puts Bank Of Nanjing Co in the upper half of its industry. The industry median ROE % is 10.23. Bank Of Nanjing Co's value of 12.59% is 23.1% above this benchmark. Historically, Bank Of Nanjing Co's own ROE % has ranged from 10.82 to 15.26 over the past decade. While the company's 10-year median is 13.71 vs. the industry median of 10.23, Bank Of Nanjing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Nanjing Co's current ROE % of 12.59% is 23.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Of Nanjing Co and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Nanjing Co's current ROE % is 12.59%, which is near median its own 10-year median of 13.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Nanjing Co stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Nanjing Co (SHSE:601009) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥12.11, compared to a current price of ¥9.97 — trading 17.7% below its estimated fair value. The current ROE % is 12.59%, which is near median its 10-year median of 13.71 and 23.1% above the Banks industry median of 10.23. Bank Of Nanjing Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bank Of Nanjing Co (SHSE:601009), the current ROE % is 12.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Nanjing Co (SHSE:601009) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Nanjing Co stock appears to be undervalued.
The current stock price of ¥9.97 is trading 17.7% below its estimated GF Value™ of ¥12.11.
GuruFocus considers Bank Of Nanjing Co to be Modestly Undervalued.
Key valuation signals for SHSE:601009:
ROE %: 12.59% (near median its 10-year median of 13.71)
GF Value™: ¥12.11 vs. price of ¥9.97 (17.7% below fair value)
Industry Position: 23.1% above the Banks median (#696 of 1527)
No single metric tells the full story. See the SHSE:601009 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Nanjing Co Ltd is a commercial bank. It is engaged in the provision of banking and related financial services. The company operates its businesses through four segments. The Corporate Banking Business segment focuses on serving corporate clients with offerings such as corporate loans, bill issuance, trade financing, corporate deposits, and remittance services. The Personal Banking Business segment caters to individual customers, providing retail loans, savings deposit services, credit card services, and remittance services. The Funding Business segment covers activities such as fund investment, asset management, trust plan investment, bond investment, repurchase and resale operations, and inter-bank lending, and the Other segment.
63GF Score
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