Grupo Financiero BanorteB de CV (STU:4FN) Net Margin %: 22.77% (As of Mar. 2026) — Near Median


STU:4FN Grupo Financiero Banorte SAB de CV STU:4FN
76 GF Score
Price €9.20
GF Value €8.33
Valuation Fairly Valued
! 6 Warning Signs
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What is Grupo Financiero BanorteB de CV Net Margin %?

Grupo Financiero BanorteB de CV STU:4FN +2.22% 76 Net Margin % is 22.77% as of Mar. 2026, which is 6% below its 10-year median of 24.18. GuruFocus rates STU:4FN with a GF Score™ of 76/100 and a GF Value™ of €8.33 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Grupo Financiero BanorteB de CV ranks worse than 57.63% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Grupo Financiero BanorteB de CV's Net Income for the three months ended in Mar. 2026 was €741 Mil. Grupo Financiero BanorteB de CV's Revenue for the three months ended in Mar. 2026 was €3,257 Mil. Therefore, Grupo Financiero BanorteB de CV's net margin for the quarter that ended in Mar. 2026 was 22.77%.

The historical rank and industry rank for Grupo Financiero BanorteB de CV's Net Margin % or its related term are showing as below:

STU:4FN' s Net Margin % Range Over the Past 10 Years
Min: 21.11   Med: 24.18   Max: 26.65
Current: 24.45


STU:4FN's Net Margin % is ranked worse than
57.63% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs STU:4FN: 24.45

Grupo Financiero BanorteB de CV  (STU:4FN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Grupo Financiero BanorteB de CV Net Margin % Related Terms


Grupo Financiero BanorteB de CV Net Margin % Historical Data

* Premium members only.

The historical data trend for Grupo Financiero BanorteB de CV's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero BanorteB de CV Net Margin % Chart

Grupo Financiero BanorteB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.77 25.29 26.65 25.61 23.76

Grupo Financiero BanorteB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.11 4.94 21.92 27.47 22.77

STU:4FN vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Grupo Financiero BanorteB de CV's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero BanorteB de CV Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero BanorteB de CV's Net Margin % distribution charts can be found below:

* The bar in red indicates where Grupo Financiero BanorteB de CV's Net Margin % falls into.


STU:4FN
76GF Score
Grupo Financiero Banorte SAB de CV STU:4FN
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero BanorteB de CV Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Grupo Financiero BanorteB de CV's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2788.281/11737.218
=23.76 %

Grupo Financiero BanorteB de CV's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=741.497/3256.687
=22.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 22.77% mean?
Grupo Financiero BanorteB de CV (STU:4FN) has a Net Margin % of 22.77% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Grupo Financiero BanorteB de CV and its competitors. This is near median its historical median of 24.18. Over the past decade, Grupo Financiero BanorteB de CV's Net Margin % has ranged from 21.11 to 26.65. According to the industry distribution chart, Grupo Financiero BanorteB de CV ranks #880 out of 1527 companies in the Banks industry, placing it in the top 57.6%.
Is Grupo Financiero BanorteB de CV's Net Margin % too high?
Grupo Financiero BanorteB de CV's current Net Margin % of 22.77% is near median its 10-year median of 24.18. Over the past 10 years, this metric has ranged from a low of 21.11 to a high of 26.65. The Banks industry median Net Margin % is 26.95. Grupo Financiero BanorteB de CV's value of 22.77% is 15.5% below this industry median. Based on the distribution chart, Grupo Financiero BanorteB de CV ranks #880 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Grupo Financiero BanorteB de CV has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero BanorteB de CV's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero BanorteB de CV ranks #880 out of 1527 companies for Net Margin %. This places Grupo Financiero BanorteB de CV in the lower half of its industry. The industry median Net Margin % is 26.95. Grupo Financiero BanorteB de CV's value of 22.77% is 15.5% below this benchmark. Historically, Grupo Financiero BanorteB de CV's own Net Margin % has ranged from 21.11 to 26.65 over the past decade. While the company's 10-year median is 24.18 vs. the industry median of 26.95, Grupo Financiero BanorteB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero BanorteB de CV's current Net Margin % of 22.77% is 15.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Grupo Financiero BanorteB de CV and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero BanorteB de CV's current Net Margin % is 22.77%, which is near median its own 10-year median of 24.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero BanorteB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV (STU:4FN) is currently considered Fairly Valued. The stock's GF Value™ is €8.33, compared to a current price of €9.20 — trading 10.4% above its estimated fair value. The current Net Margin % is 22.77%, which is near median its 10-year median of 24.18 and 15.5% below the Banks industry median of 26.95. Grupo Financiero BanorteB de CV's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Grupo Financiero BanorteB de CV (STU:4FN), the current Net Margin % is 22.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero BanorteB de CV (STU:4FN) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV stock appears to be overvalued. The current stock price of €9.20 is trading 10.4% above its estimated GF Value™ of €8.33. GuruFocus considers Grupo Financiero BanorteB de CV to be Fairly Valued.

Key valuation signals for STU:4FN:

  • Net Margin %: 22.77% (near median its 10-year median of 24.18)
  • GF Value™: €8.33 vs. price of €9.20 (10.4% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 15.5% below the Banks median (#880 of 1527)

No single metric tells the full story. See the STU:4FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero BanorteB de CV Business Description

Address Avenue Prolongacion Reforma 1230, Col. Cruz Manca Santa Fe, Delegacion Cuajimalpa, Mexico, MEX, MEX, 05349
Grupo Financiero Banorte SAB de CV main activity are the execution of financial operations such as the provision of services of commercial banking, brokerage, leasing, financial factoring, warehousing services in general, pensions, life and damage insurance, as well as disposal, management, collection and negotiation, in any form, with credit rights. Its business segments are Retail Banking, SME Banking, Wholesale Banking, Middle-market and Corporate Banking, Transactional Banking, Government Banking, International Banking, etc.
76GF Score

Get the complete analysis for STU:4FN

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.20
Price
€8.33
GF Value