Grupo Financiero BanorteB de CV (STU:4FN) OCF Margin %: -12.02% (As of Mar. 2026)


STU:4FN Grupo Financiero Banorte SAB de CV STU:4FN
76 GF Score
Price €9.20
GF Value €8.33
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Grupo Financiero BanorteB de CV OCF Margin %?

Grupo Financiero BanorteB de CV STU:4FN +2.22% 76 OCF Margin % is -12.02% as of Mar. 2026. GuruFocus rates STU:4FN with a GF Score™ of 76/100 and a GF Value™ of €8.33 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Grupo Financiero BanorteB de CV ranks worse than 68.89% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Grupo Financiero BanorteB de CV's Cash Flow from Operations for the three months ended in Mar. 2026 was €-391 Mil. Grupo Financiero BanorteB de CV's Revenue for the three months ended in Mar. 2026 was €3,257 Mil. Therefore, Grupo Financiero BanorteB de CV's OCF Margin % for the quarter that ended in Mar. 2026 was -12.02%.

As of today, Grupo Financiero BanorteB de CV's current OCF Yield % is 5.88%.

The historical rank and industry rank for Grupo Financiero BanorteB de CV's OCF Margin % or its related term are showing as below:

STU:4FN' s OCF Margin % Range Over the Past 10 Years
Min: -34.5   Med: 18.46   Max: 42.67
Current: 12.46


During the past 13 years, the highest OCF Margin % of Grupo Financiero BanorteB de CV was 42.67%. The lowest was -34.50%. And the median was 18.46%.

STU:4FN's OCF Margin % is ranked worse than
68.89% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs STU:4FN: 12.46


Grupo Financiero BanorteB de CV OCF Margin % Related Terms


Grupo Financiero BanorteB de CV OCF Margin % Historical Data

* Premium members only.

The historical data trend for Grupo Financiero BanorteB de CV's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero BanorteB de CV OCF Margin % Chart

Grupo Financiero BanorteB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.92 42.67 26.39 14.28 32.91

Grupo Financiero BanorteB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 66.84 -311.13 -26.61 54.03 -12.02

STU:4FN vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Grupo Financiero BanorteB de CV's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero BanorteB de CV OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero BanorteB de CV's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Grupo Financiero BanorteB de CV's OCF Margin % falls into.


STU:4FN
76GF Score
Grupo Financiero Banorte SAB de CV STU:4FN
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero BanorteB de CV OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Grupo Financiero BanorteB de CV's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3862.32/11737.218
=32.91 %

Grupo Financiero BanorteB de CV's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-391.459/3256.687
=-12.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -12.02% mean?
Grupo Financiero BanorteB de CV (STU:4FN) has a OCF Margin % of -12.02% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Grupo Financiero BanorteB de CV and its competitors. According to the industry distribution chart, Grupo Financiero BanorteB de CV ranks #1034 out of 1501 companies in the Banks industry, placing it in the top 68.9%.
Is Grupo Financiero BanorteB de CV's OCF Margin % too high?
Grupo Financiero BanorteB de CV's current OCF Margin % is -12.02%. Based on the distribution chart, Grupo Financiero BanorteB de CV ranks #1034 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Grupo Financiero BanorteB de CV has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero BanorteB de CV's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero BanorteB de CV ranks #1034 out of 1501 companies for OCF Margin %. This places Grupo Financiero BanorteB de CV in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Grupo Financiero BanorteB de CV and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero BanorteB de CV's current OCF Margin % is -12.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero BanorteB de CV stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV (STU:4FN) is currently considered Fairly Valued. The stock's GF Value™ is €8.33, compared to a current price of €9.20 — trading 10.4% above its estimated fair value. The current OCF Margin % is -12.02%. Grupo Financiero BanorteB de CV's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Grupo Financiero BanorteB de CV (STU:4FN), the current OCF Margin % is -12.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero BanorteB de CV (STU:4FN) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero BanorteB de CV stock appears to be overvalued. The current stock price of €9.20 is trading 10.4% above its estimated GF Value™ of €8.33. GuruFocus considers Grupo Financiero BanorteB de CV to be Fairly Valued.

Key valuation signals for STU:4FN:

  • OCF Margin %: -12.02%
  • GF Value™: €8.33 vs. price of €9.20 (10.4% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the STU:4FN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero BanorteB de CV Business Description

Address Avenue Prolongacion Reforma 1230, Col. Cruz Manca Santa Fe, Delegacion Cuajimalpa, Mexico, MEX, MEX, 05349
Grupo Financiero Banorte SAB de CV main activity are the execution of financial operations such as the provision of services of commercial banking, brokerage, leasing, financial factoring, warehousing services in general, pensions, life and damage insurance, as well as disposal, management, collection and negotiation, in any form, with credit rights. Its business segments are Retail Banking, SME Banking, Wholesale Banking, Middle-market and Corporate Banking, Transactional Banking, Government Banking, International Banking, etc.
76GF Score

Get the complete analysis for STU:4FN

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.20
Price
€8.33
GF Value