Glarner Kantonalbank (STU:GLR) Net Margin %: 25.97% (As of Dec. 2025) — 10% Below Median


STU:GLR Glarner Kantonalbank STU:GLR
58 GF Score
Price €25.60
GF Value €23.69
! 6 Warning Signs
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What is Glarner Kantonalbank Net Margin %?

Glarner Kantonalbank STU:GLR +3.23% 58 Net Margin % is 25.97% as of Dec. 2025, which is 10% below its 10-year median of 28.79. GuruFocus rates STU:GLR with a GF Score™ of 58/100 and a GF Value™ of €23.69. The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Glarner Kantonalbank ranks worse than 62.42% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Glarner Kantonalbank's Net Income for the six months ended in Dec. 2025 was €13.3 Mil. Glarner Kantonalbank's Revenue for the six months ended in Dec. 2025 was €51.2 Mil. Therefore, Glarner Kantonalbank's net margin for the quarter that ended in Dec. 2025 was 25.97%.

The historical rank and industry rank for Glarner Kantonalbank's Net Margin % or its related term are showing as below:

STU:GLR' s Net Margin % Range Over the Past 10 Years
Min: 23.15   Med: 28.79   Max: 31.26
Current: 23.15


STU:GLR's Net Margin % is ranked worse than
62.42% of 1530 companies
in the Banks industry
Industry Median: 26.845 vs STU:GLR: 23.15

Glarner Kantonalbank  (STU:GLR) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Glarner Kantonalbank Net Margin % Related Terms


Glarner Kantonalbank Net Margin % Historical Data

* Premium members only.

The historical data trend for Glarner Kantonalbank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glarner Kantonalbank Net Margin % Chart

Glarner Kantonalbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.76 28.58 26.26 25.33 23.15

Glarner Kantonalbank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.95 24.69 25.99 20.25 25.97

STU:GLR vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Glarner Kantonalbank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glarner Kantonalbank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Glarner Kantonalbank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Glarner Kantonalbank's Net Margin % falls into.


STU:GLR
58GF Score
Glarner Kantonalbank STU:GLR
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Glarner Kantonalbank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Glarner Kantonalbank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=23.389/101.049
=23.15 %

Glarner Kantonalbank's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=13.292/51.177
=25.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 25.97% mean?
Glarner Kantonalbank (STU:GLR) has a Net Margin % of 25.97% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Glarner Kantonalbank and its competitors. This is 10% below median its historical median of 28.79. Over the past decade, Glarner Kantonalbank's Net Margin % has ranged from 23.15 to 31.26. According to the industry distribution chart, Glarner Kantonalbank ranks #955 out of 1530 companies in the Banks industry, placing it in the top 62.4%.
Is Glarner Kantonalbank's Net Margin % too high?
Glarner Kantonalbank's current Net Margin % of 25.97% is 10% below median its 10-year median of 28.79. Over the past 10 years, this metric has ranged from a low of 23.15 to a high of 31.26. The Banks industry median Net Margin % is 26.85. Glarner Kantonalbank's value of 25.97% is 3.3% below this industry median. Based on the distribution chart, Glarner Kantonalbank ranks #955 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Glarner Kantonalbank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Glarner Kantonalbank's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Glarner Kantonalbank ranks #955 out of 1530 companies for Net Margin %. This places Glarner Kantonalbank in the lower half of its industry. The industry median Net Margin % is 26.85. Glarner Kantonalbank's value of 25.97% is 3.3% below this benchmark. Historically, Glarner Kantonalbank's own Net Margin % has ranged from 23.15 to 31.26 over the past decade. While the company's 10-year median is 28.79 vs. the industry median of 26.85, Glarner Kantonalbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glarner Kantonalbank's current Net Margin % of 25.97% is 3.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Glarner Kantonalbank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glarner Kantonalbank's current Net Margin % is 25.97%, which is 10% below median its own 10-year median of 28.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glarner Kantonalbank stock overvalued right now?
Glarner Kantonalbank (STU:GLR) has a current Net Margin % of 25.97%. The stock's GF Value™ is €23.69, compared to a current price of €25.60 — trading 8.1% above its estimated fair value. The current Net Margin % is 25.97%, which is 10% below median its 10-year median of 28.79 and 3.3% below the Banks industry median of 26.85. Glarner Kantonalbank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Glarner Kantonalbank (STU:GLR), the current Net Margin % is 25.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glarner Kantonalbank (STU:GLR) Overvalued in 2026?

Based on GuruFocus' analysis, Glarner Kantonalbank stock appears to be overvalued. The current stock price of €25.60 is trading 8.1% above its estimated GF Value™ of €23.69.

Key valuation signals for STU:GLR:

  • Net Margin %: 25.97% (10% below median its 10-year median of 28.79)
  • GF Value™: €23.69 vs. price of €25.60 (8.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 3.3% below the Banks median (#955 of 1530)

No single metric tells the full story. See the STU:GLR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glarner Kantonalbank Business Description

Address Hauptstrasse 21, PO Box 365, Glarus, CHE, 8750
Glarner Kantonalbank provides banking and financial services. Its services includes e-banking, private, savings, and investment banking services. It focuses on the mortgage and savings business as well as the asset management and investment business. The Bank provides its services to customers in the Canton of Glarus and in the neighboring economic area.
58GF Score

Get the complete analysis for STU:GLR

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.60
Price
€23.69
GF Value