Glarner Kantonalbank (STU:GLR) Scaled Net Operating Assets: 0.21 (As of Dec. 2025)


STU:GLR Glarner Kantonalbank STU:GLR
58 GF Score
Price €25.60
GF Value €23.69
! 6 Warning Signs
View Full Analysis

What is Glarner Kantonalbank Scaled Net Operating Assets?

Glarner Kantonalbank STU:GLR +3.23% 58 Scaled Net Operating Assets is 0.21 as of Dec. 2025. GuruFocus rates STU:GLR with a GF Score™ of 58/100 and a GF Value™ of €23.69. The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Glarner Kantonalbank's operating assets for the quarter that ended in Dec. 2025 was €8,066.3 Mil. Glarner Kantonalbank's operating liabilities for the quarter that ended in Dec. 2025 was €6,072.6 Mil. Glarner Kantonalbank's Total Assets for the quarter that ended in Jun. 2025 was €9,719.1 Mil. Therefore, Glarner Kantonalbank's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.21.

STU:GLR
58GF Score
Glarner Kantonalbank STU:GLR
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Glarner Kantonalbank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Glarner Kantonalbank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(8066.333-6072.57)/9712.067
=0.21

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9813.013 - 1746.68
=8066.333

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9336.119 - 3263.549 - 0
=6072.57

Glarner Kantonalbank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(8066.333-6072.57)/9719.071
=0.21

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9813.013 - 1746.68
=8066.333

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9336.119 - 3263.549 - 0
=6072.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.21 mean?
Glarner Kantonalbank (STU:GLR) has a Scaled Net Operating Assets of 0.21 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Glarner Kantonalbank and its competitors.
Is Glarner Kantonalbank's Scaled Net Operating Assets too high?
Glarner Kantonalbank's current Scaled Net Operating Assets is 0.21. Overall, Glarner Kantonalbank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Glarner Kantonalbank's Scaled Net Operating Assets compare to PNC and USB?
Glarner Kantonalbank's Scaled Net Operating Assets of 0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Glarner Kantonalbank and its competitors. Glarner Kantonalbank's current Scaled Net Operating Assets is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glarner Kantonalbank stock overvalued right now?
Glarner Kantonalbank (STU:GLR) has a current Scaled Net Operating Assets of 0.21. The stock's GF Value™ is €23.69, compared to a current price of €25.60 — trading 8.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.21. Glarner Kantonalbank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Glarner Kantonalbank (STU:GLR), the current Scaled Net Operating Assets is 0.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glarner Kantonalbank (STU:GLR) Overvalued in 2026?

Based on GuruFocus' analysis, Glarner Kantonalbank stock appears to be overvalued. The current stock price of €25.60 is trading 8.1% above its estimated GF Value™ of €23.69.

Key valuation signals for STU:GLR:

  • Scaled Net Operating Assets: 0.21
  • GF Value™: €23.69 vs. price of €25.60 (8.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the STU:GLR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Glarner Kantonalbank Business Description

Address Hauptstrasse 21, PO Box 365, Glarus, CHE, 8750
Glarner Kantonalbank provides banking and financial services. Its services includes e-banking, private, savings, and investment banking services. It focuses on the mortgage and savings business as well as the asset management and investment business. The Bank provides its services to customers in the Canton of Glarus and in the neighboring economic area.
58GF Score

Get the complete analysis for STU:GLR

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.60
Price
€23.69
GF Value