eHealthSTU:M5V 49 Net Margin % is -5.36% as of Mar. 2026. GuruFocus rates STU:M5V with a GF Score™ of 49/100 and a GF Value™ of €4.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 503 Insurance companies, eHealth ranks worse than 62.62% on this metric.
Net margin is calculated as Net Income divided by its Revenue. eHealth's Net Income for the
three
months ended in Mar. 2026 was €-4.1 Mil. eHealth's Revenue for the
three
months ended in Mar. 2026 was €76.1 Mil. Therefore, eHealth's net margin for the quarter that ended in Mar. 2026 was -5.36%.
The historical rank and industry rank for eHealth's Net Margin % or its related term are showing as below:
STU:M5V'
s Net Margin % Range Over the Past 10 Years
Min: -21.89 Med: 1.03 Max: 13.33
Current: 6.31
STU:M5V's Net Margin % is ranked worse than 62.62% of 503
companies
in the Insurance industry
Industry Median: 9.2
vs STU:M5V: 6.31
eHealth (STU:M5V) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
eHealth Net Margin % Related Terms
eHealth Net Margin % Historical Data
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The historical data trend for eHealth's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:M5V vs XHG, QDMI, ZBAO: Net Margin % Comparison
For the Insurance Brokers subindustry, eHealth's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
eHealth Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, eHealth's Net Margin % distribution charts can be found below:
* The bar in red indicates where eHealth's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
eHealth (STU:M5V) has a Net Margin % of -5.36% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on eHealth and its competitors. According to the industry distribution chart, eHealth ranks #315 out of 503 companies in the Insurance industry, placing it in the top 62.6%.
Is eHealth's Net Margin % too high?
eHealth's current Net Margin % is -5.36%. Based on the distribution chart, eHealth ranks #315 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, eHealth has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does eHealth's Net Margin % compare to XHG and QDMI?
According to the Insurance industry distribution chart, eHealth ranks #315 out of 503 companies for Net Margin %. This places eHealth in the lower half of its industry. The industry median Net Margin % is 9.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.20, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on eHealth and its competitors. For the Insurance industry, the median Net Margin % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eHealth's current Net Margin % is -5.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eHealth stock overvalued right now?
Based on GuruFocus' analysis, eHealth (STU:M5V) is currently considered Possible Value Trap. The stock's GF Value™ is €4.15, compared to a current price of €1.43 — trading 65.7% below its estimated fair value. The current Net Margin % is -5.36%. eHealth's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For eHealth (STU:M5V), the current Net Margin % is -5.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is eHealth (STU:M5V) Overvalued in 2026?
Based on GuruFocus' analysis, eHealth stock appears to be undervalued.
The current stock price of €1.43 is trading 65.7% below its estimated GF Value™ of €4.15.
GuruFocus considers eHealth to be Possible Value Trap.
Key valuation signals for STU:M5V:
Net Margin %: -5.36%
GF Value™: €4.15 vs. price of €1.43 (65.7% below fair value)
No single metric tells the full story. See the STU:M5V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
eHealth Inc is a company involved in private health insurance marketplace with a technology and service platform that provides consumer engagement, education and health insurance enrollment solutions. The company operates its business in two segments: Medicare which provides health insurance plans and lesser extent ancillary products such as dental and vision insurance and hospital indemnity plans, to medicare eligible consumers; and Employer and Individual provides individual and family health insurance, and small business health insurance plans and Individual Coverage Health Reimbursement Arrangements. It derives maximum revenue from Medicare Segment. All of the company's revenue is derived from the United States. It also has a presence in China.
49GF Score
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