Aichi Financial GroupTSE:7389 +2.22%34 Net Margin % is 13.56% as of Mar. 2026, which is 17% below its 10-year median of 16.39. GuruFocus rates TSE:7389 with a GF Score™ of 34/100 and a GF Value™ of 円668.96 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,530 Banks companies, Aichi Financial Group ranks worse than 64.84% on this metric.
The historical rank and industry rank for Aichi Financial Group's Net Margin % or its related term are showing as below:
TSE:7389'
s Net Margin % Range Over the Past 10 Years
Min: 10.4 Med: 16.39 Max: 122.54
Current: 22.36
TSE:7389's Net Margin % is ranked worse than 64.84% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs TSE:7389: 22.36
Aichi Financial Group (TSE:7389) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Aichi Financial Group Net Margin % Related Terms
Aichi Financial Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Aichi Financial Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aichi Financial Group Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Aichi Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aichi Financial Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aichi Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Aichi Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aichi Financial Group (TSE:7389) has a Net Margin % of 13.56% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Aichi Financial Group and its competitors. This is 17% below median its historical median of 16.39. Over the past decade, Aichi Financial Group's Net Margin % has ranged from 10.40 to 122.54. According to the industry distribution chart, Aichi Financial Group ranks #992 out of 1530 companies in the Banks industry, placing it in the top 64.8%.
Is Aichi Financial Group's Net Margin % too high?
Aichi Financial Group's current Net Margin % of 13.56% is 17% below median its 10-year median of 16.39. Over the past 10 years, this metric has ranged from a low of 10.40 to a high of 122.54. The Banks industry median Net Margin % is 26.85. Aichi Financial Group's value of 13.56% is 49.5% below this industry median. Based on the distribution chart, Aichi Financial Group ranks #992 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Aichi Financial Group has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aichi Financial Group's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Aichi Financial Group ranks #992 out of 1530 companies for Net Margin %. This places Aichi Financial Group in the lower half of its industry. The industry median Net Margin % is 26.85. Aichi Financial Group's value of 13.56% is 49.5% below this benchmark. Historically, Aichi Financial Group's own Net Margin % has ranged from 10.40 to 122.54 over the past decade. While the company's 10-year median is 16.39 vs. the industry median of 26.85, Aichi Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aichi Financial Group's current Net Margin % of 13.56% is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Aichi Financial Group and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aichi Financial Group's current Net Margin % is 13.56%, which is 17% below median its own 10-year median of 16.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aichi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Aichi Financial Group (TSE:7389) is currently considered Significantly Overvalued. The stock's GF Value™ is 円668.96, compared to a current price of 円1,384.00 — trading 106.9% above its estimated fair value. The current Net Margin % is 13.56%, which is 17% below median its 10-year median of 16.39 and 49.5% below the Banks industry median of 26.85. Aichi Financial Group's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Aichi Financial Group (TSE:7389), the current Net Margin % is 13.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aichi Financial Group (TSE:7389) Overvalued in 2026?
Based on GuruFocus' analysis, Aichi Financial Group stock appears to be overvalued.
The current stock price of 円1,384.00 is trading 106.9% above its estimated GF Value™ of 円668.96.
GuruFocus considers Aichi Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:7389:
Net Margin %: 13.56% (17% below median its 10-year median of 16.39)
GF Value™: 円668.96 vs. price of 円1,384.00 (106.9% above fair value)
Industry Position: 49.5% below the Banks median (#992 of 1530)
No single metric tells the full story. See the TSE:7389 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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