Aichi Financial GroupTSE:7389 +1.16%33 Pretax Margin % is 18.27% as of Mar. 2026, which is 20% below its 10-year median of 22.89. GuruFocus rates TSE:7389 with a GF Score™ of 33/100 and a GF Value™ of 円670.16 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,528 Banks companies, Aichi Financial Group ranks worse than 60.67% on this metric.
The historical rank and industry rank for Aichi Financial Group's Pretax Margin % or its related term are showing as below:
TSE:7389'
s Pretax Margin % Range Over the Past 10 Years
Min: 11.14 Med: 22.89 Max: 123.38
Current: 30.69
TSE:7389's Pretax Margin % is ranked worse than 60.67% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs TSE:7389: 30.69
Aichi Financial Group (TSE:7389) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Aichi Financial Group Pretax Margin % Related Terms
Aichi Financial Group Pretax Margin % Historical Data
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The historical data trend for Aichi Financial Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aichi Financial Group Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Aichi Financial Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aichi Financial Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aichi Financial Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Aichi Financial Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aichi Financial Group (TSE:7389) has a Pretax Margin % of 18.27% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aichi Financial Group and its competitors. This is 20% below median its historical median of 22.89. Over the past decade, Aichi Financial Group's Pretax Margin % has ranged from 11.14 to 123.38. According to the industry distribution chart, Aichi Financial Group ranks #927 out of 1528 companies in the Banks industry, placing it in the top 60.7%.
Is Aichi Financial Group's Pretax Margin % too high?
Aichi Financial Group's current Pretax Margin % of 18.27% is 20% below median its 10-year median of 22.89. Over the past 10 years, this metric has ranged from a low of 11.14 to a high of 123.38. The Banks industry median Pretax Margin % is 34.67. Aichi Financial Group's value of 18.27% is 47.3% below this industry median. Based on the distribution chart, Aichi Financial Group ranks #927 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Aichi Financial Group has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aichi Financial Group's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Aichi Financial Group ranks #927 out of 1528 companies for Pretax Margin %. This places Aichi Financial Group in the lower half of its industry. The industry median Pretax Margin % is 34.67. Aichi Financial Group's value of 18.27% is 47.3% below this benchmark. Historically, Aichi Financial Group's own Pretax Margin % has ranged from 11.14 to 123.38 over the past decade. While the company's 10-year median is 22.89 vs. the industry median of 34.67, Aichi Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aichi Financial Group's current Pretax Margin % of 18.27% is 47.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aichi Financial Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aichi Financial Group's current Pretax Margin % is 18.27%, which is 20% below median its own 10-year median of 22.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aichi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Aichi Financial Group (TSE:7389) is currently considered Significantly Overvalued. The stock's GF Value™ is 円670.16, compared to a current price of 円1,483.00 — trading 121.3% above its estimated fair value. The current Pretax Margin % is 18.27%, which is 20% below median its 10-year median of 22.89 and 47.3% below the Banks industry median of 34.67. Aichi Financial Group's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Aichi Financial Group (TSE:7389), the current Pretax Margin % is 18.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aichi Financial Group (TSE:7389) Overvalued in 2026?
Based on GuruFocus' analysis, Aichi Financial Group stock appears to be overvalued.
The current stock price of 円1,483.00 is trading 121.3% above its estimated GF Value™ of 円670.16.
GuruFocus considers Aichi Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:7389:
Pretax Margin %: 18.27% (20% below median its 10-year median of 22.89)
GF Value™: 円670.16 vs. price of 円1,483.00 (121.3% above fair value)
Industry Position: 47.3% below the Banks median (#927 of 1528)
No single metric tells the full story. See the TSE:7389 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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