Aichi Financial Group (TSE:7389) Dividend Payout Ratio: 0.97 (As of Mar. 2026) — 87% Above Median


TSE:7389 Aichi Financial Group Inc TSE:7389
33 GF Score
Price 円1,495.00
GF Value 円670.92
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Aichi Financial Group Dividend Payout Ratio?

Aichi Financial Group TSE:7389 -3.05% 33 Dividend Payout Ratio is 0.97 as of Mar. 2026, which is 87% above its 10-year median of 0.52. GuruFocus rates TSE:7389 with a GF Score™ of 33/100 and a GF Value™ of 円670.92 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,172 Banks companies, Aichi Financial Group ranks better than 57.59% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Aichi Financial Group's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.97.

The historical rank and industry rank for Aichi Financial Group's Dividend Payout Ratio or its related term are showing as below:

TSE:7389' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.52   Max: 0.58
Current: 0.29


During the past 4 years, the highest Dividend Payout Ratio of Aichi Financial Group was 0.58. The lowest was 0.29. And the median was 0.52.

TSE:7389's Dividend Payout Ratio is ranked better than
57.59% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs TSE:7389: 0.29

As of today (2026-07-09), the Dividend Yield % of Aichi Financial Group is 1.75%.

During the past 4 years, the highest Trailing Annual Dividend Yield of Aichi Financial Group was 4.49%. The lowest was 1.42%. And the median was 3.73%.

Aichi Financial Group's Dividends per Share for the months ended in Mar. 2026 was 円17.00.

During the past 12 months, Aichi Financial Group's average Dividends Per Share Growth Rate was 35.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 39.20% per year.

During the past 4 years, the highest 3-Year average Dividends Per Share Growth Rate of Aichi Financial Group was 39.20% per year. The lowest was 39.20% per year. And the median was 39.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Aichi Financial Group (TSE:7389) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Aichi Financial Group Dividend Payout Ratio Related Terms


Aichi Financial Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Aichi Financial Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aichi Financial Group Dividend Payout Ratio Chart

Aichi Financial Group Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
0.52 0.58 0.51 0.30

Aichi Financial Group Quarterly Data
Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.39 0.00 0.97

Aichi Financial Group Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Aichi Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aichi Financial Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Aichi Financial Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Aichi Financial Group's Dividend Payout Ratio falls into.


TSE:7389
33GF Score
Aichi Financial Group Inc TSE:7389
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aichi Financial Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Aichi Financial Group's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=27/ 91.527
=0.29

Aichi Financial Group's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=17/ 17.588
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.97 mean?
Aichi Financial Group (TSE:7389) has a Dividend Payout Ratio of 0.97 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Aichi Financial Group and its competitors. This is 87% above median its historical median of 0.52. Over the past decade, Aichi Financial Group's Dividend Payout Ratio has ranged from 0.29 to 0.58. According to the industry distribution chart, Aichi Financial Group ranks #497 out of 1172 companies in the Banks industry, placing it in the top 42.4%.
Is Aichi Financial Group's Dividend Payout Ratio too high?
Aichi Financial Group's current Dividend Payout Ratio of 0.97 is 87% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 0.58. The Banks industry median Dividend Payout Ratio is 0.32. Aichi Financial Group's value of 0.97 is 203.1% above this industry median. Based on the distribution chart, Aichi Financial Group ranks #497 out of 1172 companies in the Banks industry, which is above the industry midpoint. Overall, Aichi Financial Group has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aichi Financial Group's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Aichi Financial Group ranks #497 out of 1172 companies for Dividend Payout Ratio. This puts Aichi Financial Group in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Aichi Financial Group's value of 0.97 is 203.1% above this benchmark. Historically, Aichi Financial Group's own Dividend Payout Ratio has ranged from 0.29 to 0.58 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.32, Aichi Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aichi Financial Group's current Dividend Payout Ratio of 0.97 is 203.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Aichi Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aichi Financial Group's current Dividend Payout Ratio is 0.97, which is 87% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aichi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Aichi Financial Group (TSE:7389) is currently considered Significantly Overvalued. The stock's GF Value™ is 円670.92, compared to a current price of 円1,495.00 — trading 122.8% above its estimated fair value. The current Dividend Payout Ratio is 0.97, which is 87% above median its 10-year median of 0.52 and 203.1% above the Banks industry median of 0.32. Aichi Financial Group's overall GF Score™ is 33/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Aichi Financial Group (TSE:7389), the current Dividend Payout Ratio is 0.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aichi Financial Group (TSE:7389) Overvalued in 2026?

Based on GuruFocus' analysis, Aichi Financial Group stock appears to be overvalued. The current stock price of 円1,495.00 is trading 122.8% above its estimated GF Value™ of 円670.92. GuruFocus considers Aichi Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7389:

  • Dividend Payout Ratio: 0.97 (87% above median its 10-year median of 0.52)
  • GF Value™: 円670.92 vs. price of 円1,495.00 (122.8% above fair value)
  • GF Score™: 33/100 with 4 warning signs
  • Industry Position: 203.1% above the Banks median (#497 of 1172)

No single metric tells the full story. See the TSE:7389 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aichi Financial Group Business Description

Address 3-14-12, Sakae, Naka-ku, Nagoya-shi, Aichi, JPN, 460-8678
Aichi Financial Group Inc is involved in the banking business. It provides banking products and services.
33GF Score

Get the complete analysis for TSE:7389

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,495.00
Price
円670.92
GF Value