Laurentian Bank of Canada (TSX:LB) Net Margin %: -9.64% (As of Apr. 2026)


TSX:LB Laurentian Bank of Canada TSX:LB
52 GF Score
Price C$40.51
GF Value C$26.90
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Laurentian Bank of Canada Net Margin %?

Laurentian Bank of Canada TSX:LB +0.05% 52 Net Margin % is -9.64% as of Apr. 2026. GuruFocus rates TSX:LB with a GF Score™ of 52/100 and a GF Value™ of C$26.90 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,527 Banks companies, Laurentian Bank of Canada ranks worse than 93.58% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Laurentian Bank of Canada's Net Income for the three months ended in Apr. 2026 was C$-20.6 Mil. Laurentian Bank of Canada's Revenue for the three months ended in Apr. 2026 was C$213.7 Mil. Therefore, Laurentian Bank of Canada's net margin for the quarter that ended in Apr. 2026 was -9.64%.

The historical rank and industry rank for Laurentian Bank of Canada's Net Margin % or its related term are showing as below:

TSX:LB' s Net Margin % Range Over the Past 10 Years
Min: -0.55   Med: 17.38   Max: 21.91
Current: 2.91


TSX:LB's Net Margin % is ranked worse than
93.58% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs TSX:LB: 2.91

Laurentian Bank of Canada  (TSX:LB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Laurentian Bank of Canada Net Margin % Related Terms


Laurentian Bank of Canada Net Margin % Historical Data

* Premium members only.

The historical data trend for Laurentian Bank of Canada's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada Net Margin % Chart

Laurentian Bank of Canada Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.69 21.91 17.66 -0.55 14.23

Laurentian Bank of Canada Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.33 15.18 12.86 -8.15 -9.64

TSX:LB vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Laurentian Bank of Canada's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laurentian Bank of Canada Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Laurentian Bank of Canada's Net Margin % distribution charts can be found below:

* The bar in red indicates where Laurentian Bank of Canada's Net Margin % falls into.


TSX:LB
52GF Score
Laurentian Bank of Canada TSX:LB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laurentian Bank of Canada Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Laurentian Bank of Canada's Net Margin for the fiscal year that ended in Oct. 2025 is calculated as

Net Margin=Net Income (A: Oct. 2025 )/Revenue (A: Oct. 2025 )
=139.874/982.797
=14.23 %

Laurentian Bank of Canada's Net Margin for the quarter that ended in Apr. 2026 is calculated as

Net Margin=Net Income (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=-20.587/213.655
=-9.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -9.64% mean?
Laurentian Bank of Canada (TSX:LB) has a Net Margin % of -9.64% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Laurentian Bank of Canada and its competitors. According to the industry distribution chart, Laurentian Bank of Canada ranks #1429 out of 1527 companies in the Banks industry, placing it in the top 93.6%.
Is Laurentian Bank of Canada's Net Margin % too high?
Laurentian Bank of Canada's current Net Margin % is -9.64%. Based on the distribution chart, Laurentian Bank of Canada ranks #1429 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Laurentian Bank of Canada has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Laurentian Bank of Canada ranks #1429 out of 1527 companies for Net Margin %. This places Laurentian Bank of Canada in the lower half of its industry. The industry median Net Margin % is 26.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Laurentian Bank of Canada and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laurentian Bank of Canada's current Net Margin % is -9.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (TSX:LB) is currently considered Significantly Overvalued. The stock's GF Value™ is C$26.90, compared to a current price of C$40.51 — trading 50.6% above its estimated fair value. The current Net Margin % is -9.64%. Laurentian Bank of Canada's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Laurentian Bank of Canada (TSX:LB), the current Net Margin % is -9.64% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laurentian Bank of Canada (TSX:LB) Overvalued in 2026?

Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued. The current stock price of C$40.51 is trading 50.6% above its estimated GF Value™ of C$26.90. GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.

Key valuation signals for TSX:LB:

  • Net Margin %: -9.64%
  • GF Value™: C$26.90 vs. price of C$40.51 (50.6% above fair value)
  • GF Score™: 52/100 with 9 warning signs

No single metric tells the full story. See the TSX:LB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laurentian Bank of Canada Business Description

Address 1360, Boulevard Rene-Levesque Ouest, Suite 600, Secretariat Corporatif, Montreal, QC, CAN, H3G 0E5
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
52GF Score

Get the complete analysis for TSX:LB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$40.51
Price
C$26.90
GF Value