ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Laurentian Bank of Canada's annualizedNet Income for the quarter that ended in Apr. 2026 was C$-82.3 Mil.
Laurentian Bank of Canada's average Total Assets over the quarter that ended in Apr. 2026 was C$49,673.9 Mil. Therefore, Laurentian Bank of Canada's annualized ROA % for the quarter that ended in Apr. 2026 was -0.17%.
The historical rank and industry rank for Laurentian Bank of Canada's ROA % or its related term are showing as below:
TSX:LB'
s ROA % Range Over the Past 10 Years
Min: -0.01 Med: 0.37 Max: 0.49
Current: 0.06
During the past 13 years, Laurentian Bank of Canada's highest ROA % was 0.49%. The lowest was -0.01%. And the median was 0.37%.
TSX:LB's ROA % is ranked worse than 93.59% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs TSX:LB: 0.06
Laurentian Bank of Canada (TSX:LB) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Laurentian Bank of Canada's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laurentian Bank of Canada ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Laurentian Bank of Canada's ROA % distribution charts can be found below:
* The bar in red indicates where Laurentian Bank of Canada's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Laurentian Bank of Canada (TSX:LB) has a ROA % of -0.17% as of Apr. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Laurentian Bank of Canada and its competitors. According to the industry distribution chart, Laurentian Bank of Canada ranks #1431 out of 1529 companies in the Banks industry, placing it in the top 93.6%.
Is Laurentian Bank of Canada's ROA % too high?
Laurentian Bank of Canada's current ROA % is -0.17%. Based on the distribution chart, Laurentian Bank of Canada ranks #1431 out of 1529 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Laurentian Bank of Canada has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Laurentian Bank of Canada ranks #1431 out of 1529 companies for ROA %. This places Laurentian Bank of Canada in the lower half of its industry. The industry median ROA % is 0.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Laurentian Bank of Canada and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laurentian Bank of Canada's current ROA % is -0.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (TSX:LB) is currently considered Significantly Overvalued. The stock's GF Value™ is C$26.90, compared to a current price of C$40.51 — trading 50.6% above its estimated fair value. The current ROA % is -0.17%. Laurentian Bank of Canada's overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Laurentian Bank of Canada (TSX:LB), the current ROA % is -0.17% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laurentian Bank of Canada (TSX:LB) Overvalued in 2026?
Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued.
The current stock price of C$40.51 is trading 50.6% above its estimated GF Value™ of C$26.90.
GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.
Key valuation signals for TSX:LB:
ROA %: -0.17%
GF Value™: C$26.90 vs. price of C$40.51 (50.6% above fair value)
No single metric tells the full story. See the TSX:LB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
52GF Score
Get the complete analysis for TSX:LB
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSX:LB has been successfully added to your 
