NLB Banka a.d. Skopje (XMAE:TNB) Net Margin %: 42.38% (As of Mar. 2025)

What is NLB Banka a.d. Skopje Net Margin %?

NLB Banka a.d. Skopje XMAE:TNB -0.55% 72 Net Margin % is 42.38% as of Mar. 2025. GuruFocus rates XMAE:TNB with a GF Score™ of 72/100.

Net margin is calculated as Net Income divided by its Revenue. NLB Banka a.d. Skopje's Net Income for the three months ended in Mar. 2025 was MKD719 Mil. NLB Banka a.d. Skopje's Revenue for the three months ended in Mar. 2025 was MKD1,698 Mil. Therefore, NLB Banka a.d. Skopje's net margin for the quarter that ended in Mar. 2025 was 42.38%.

The historical rank and industry rank for NLB Banka a.d. Skopje's Net Margin % or its related term are showing as below:

XMAE:TNB's Net Margin % is not ranked ^*
in the Banks industry.
Industry Median: 26.845
* Ranked among companies with meaningful Net Margin % only.

NLB Banka a.d. Skopje (XMAE:TNB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

NLB Banka a.d. Skopje Net Margin % Related Terms

NLB Banka a.d. Skopje Net Margin % Historical Data

* Premium members only.

The historical data trend for NLB Banka a.d. Skopje's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NLB Banka a.d. Skopje Net Margin % Chart

NLB Banka a.d. Skopje Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Net Margin %

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29.81

54.10

48.01

55.93

50.07

NLB Banka a.d. Skopje Quarterly Data
	Sep19	Dec19	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Net Margin %	Get a 7-Day Free Trial															41.43	56.37	63.52	37.49	42.38

XMAE:TNB vs PNC, USB, NU: Net Margin % Comparison

For the Banks - Regional subindustry, NLB Banka a.d. Skopje's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NLB Banka a.d. Skopje Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, NLB Banka a.d. Skopje's Net Margin % distribution charts can be found below:

* The bar in red indicates where NLB Banka a.d. Skopje's Net Margin % falls into.

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72GF Score

NLB Banka a.d. Skopje XMAE:TNB

Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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NLB Banka a.d. Skopje Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

NLB Banka a.d. Skopje's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin	=	Net Income (A: Dec. 2024 )	/	Revenue (A: Dec. 2024 )
	=	3294.993	/	6580.577
	=	50.07 %

NLB Banka a.d. Skopje's Net Margin for the quarter that ended in Mar. 2025 is calculated as

Net Margin	=	Net Income (Q: Mar. 2025 )	/	Revenue (Q: Mar. 2025 )
	=	719.468	/	1697.747
	=	42.38 %

Frequently Asked Questions Learn more about Net Margin % →

What does a Net Margin % of 42.38% mean?

NLB Banka a.d. Skopje (XMAE:TNB) has a Net Margin % of 42.38% as of Mar. 2025. Net margin is the ratio of total net income to net sales. View historical data on NLB Banka a.d. Skopje and its competitors.

Is NLB Banka a.d. Skopje's Net Margin % too high?

NLB Banka a.d. Skopje's current Net Margin % is 42.38%. The Banks industry median Net Margin % is 26.85. NLB Banka a.d. Skopje's value of 42.38% is 57.9% above this industry median. Overall, NLB Banka a.d. Skopje has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.

How does NLB Banka a.d. Skopje's Net Margin % compare to PNC and USB?

NLB Banka a.d. Skopje's Net Margin % of 42.38% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.85. NLB Banka a.d. Skopje's value of 42.38% is 57.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Net Margin % for a Banks company?

The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLB Banka a.d. Skopje's current Net Margin % of 42.38% is 57.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Net Margin % mean?

A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on NLB Banka a.d. Skopje and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLB Banka a.d. Skopje's current Net Margin % is 42.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is NLB Banka a.d. Skopje stock overvalued right now?

NLB Banka a.d. Skopje (XMAE:TNB) has a current Net Margin % of 42.38%. The current Net Margin % is 42.38% and 57.9% above the Banks industry median of 26.85. NLB Banka a.d. Skopje's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Net Margin % calculated?

Net Margin % is calculated from a company's financial statements. For NLB Banka a.d. Skopje (XMAE:TNB), the current Net Margin % is 42.38% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NLB Banka a.d. Skopje Business Description

Industry Financial Services Banks

Comparable Companies XMAE:KMB XMAE:SBT XMAE:INB NSE:HDFCBANK SHSE:600036 MIL:UCG SGX:D05 NSE:SBIN XPAR:BNP MIL:ISP TSE:8411 NSE:ICICIBANK SAU:1120 BSP:ITUB3 PNC USB XMAD:CABK HKSE:01658 NU LSE:LLOY

Address Majka Tereza No.1, Skopje, MKD, 1000

Website https://www.nlb.mk

NLB Banka a.d. Skopje is a bank in the Republic of Macedonia. It provides general banking services like accepting deposits, granting loans and advances, foreign exchange, asset management, retail banking services, brokerage services, custody services, and many others. The bank operates in the Republic of Macedonia, EU countries, Non-EU countries in Europe, and other countries.

72GF Score

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MKD53,999.00

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