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NLB Banka a.d. Skopje (XMAE:TNB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
NLB Banka a.d. Skopje Pretax Margin % Related Terms
NLB Banka a.d. Skopje Pretax Margin % Historical Data
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The historical data trend for NLB Banka a.d. Skopje's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAE:TNB vs PNC, USB, NU: Pretax Margin % Comparison
For the Banks - Regional subindustry, NLB Banka a.d. Skopje's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLB Banka a.d. Skopje Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, NLB Banka a.d. Skopje's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where NLB Banka a.d. Skopje's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLB Banka a.d. Skopje (XMAE:TNB) has a Pretax Margin % of % as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on NLB Banka a.d. Skopje and its competitors. Over the past decade, NLB Banka a.d. Skopje's Pretax Margin % has ranged from 32.24 to 78.94. According to the industry distribution chart, NLB Banka a.d. Skopje ranks #140 out of 1525 companies in the Banks industry, placing it in the top 9.2%.
Is NLB Banka a.d. Skopje's Pretax Margin % too high?
NLB Banka a.d. Skopje's current Pretax Margin % is %. Over the past 10 years, this metric has ranged from a low of 32.24 to a high of 78.94. Based on the distribution chart, NLB Banka a.d. Skopje ranks #140 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, NLB Banka a.d. Skopje has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NLB Banka a.d. Skopje's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, NLB Banka a.d. Skopje ranks #140 out of 1525 companies for Pretax Margin %. This places NLB Banka a.d. Skopje in the top 9% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 35.37. Historically, NLB Banka a.d. Skopje's own Pretax Margin % has ranged from 32.24 to 78.94 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.37, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on NLB Banka a.d. Skopje and its competitors. For the Banks industry, the median Pretax Margin % is 35.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLB Banka a.d. Skopje's current Pretax Margin % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka a.d. Skopje stock overvalued right now?
Based on GuruFocus' analysis, NLB Banka a.d. Skopje (XMAE:TNB) is currently considered Fairly Valued. The stock's GF Value™ is MKD54,502.84, compared to a current price of MKD53,500.00 — trading 1.8% below its estimated fair value. The current Pretax Margin % is %. NLB Banka a.d. Skopje's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For NLB Banka a.d. Skopje (XMAE:TNB), the current Pretax Margin % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NLB Banka a.d. Skopje (XMAE:TNB) Overvalued in 2026?
Based on GuruFocus' analysis, NLB Banka a.d. Skopje stock appears to be undervalued.
The current stock price of MKD53,500.00 is trading 1.8% below its estimated GF Value™ of MKD54,502.84.
GuruFocus considers NLB Banka a.d. Skopje to be Fairly Valued.
Key valuation signals for XMAE:TNB:
Pretax Margin %: %
GF Value™: MKD54,502.84 vs. price of MKD53,500.00 (1.8% below fair value)
No single metric tells the full story. See the XMAE:TNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NLB Banka a.d. Skopje is a bank in the Republic of Macedonia. It provides general banking services like accepting deposits, granting loans and advances, foreign exchange, asset management, retail banking services, brokerage services, custody services, and many others. The bank operates in the Republic of Macedonia, EU countries, Non-EU countries in Europe, and other countries.
79GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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