Al Mashriq Insurance CoXPAE:MIC 73 Net Margin % is 2.23% as of Dec. 2025, which is 36% below its 10-year median of 3.50. GuruFocus rates XPAE:MIC with a GF Score™ of 73/100 and a GF Value™ of $2.88 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Al Mashriq Insurance Co ranks worse than 86.43% on this metric.
The historical rank and industry rank for Al Mashriq Insurance Co's Net Margin % or its related term are showing as below:
XPAE:MIC'
s Net Margin % Range Over the Past 10 Years
Min: 1.13 Med: 3.5 Max: 10.34
Current: 1.28
XPAE:MIC's Net Margin % is ranked worse than 86.43% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs XPAE:MIC: 1.28
Al Mashriq Insurance Co (XPAE:MIC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Al Mashriq Insurance Co Net Margin % Related Terms
Al Mashriq Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAE:MIC vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Al Mashriq Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Mashriq Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Mashriq Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Al Mashriq Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Mashriq Insurance Co (XPAE:MIC) has a Net Margin % of 2.23% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Al Mashriq Insurance Co and its competitors. This is 36% below median its historical median of 3.50. Over the past decade, Al Mashriq Insurance Co's Net Margin % has ranged from 1.13 to 10.34. According to the industry distribution chart, Al Mashriq Insurance Co ranks #433 out of 501 companies in the Insurance industry, placing it in the top 86.4%.
Is Al Mashriq Insurance Co's Net Margin % too high?
Al Mashriq Insurance Co's current Net Margin % of 2.23% is 36% below median its 10-year median of 3.50. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 10.34. The Insurance industry median Net Margin % is 9.29. Al Mashriq Insurance Co's value of 2.23% is 76% below this industry median. Based on the distribution chart, Al Mashriq Insurance Co ranks #433 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al Mashriq Insurance Co has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Mashriq Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Mashriq Insurance Co ranks #433 out of 501 companies for Net Margin %. This places Al Mashriq Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.29. Al Mashriq Insurance Co's value of 2.23% is 76% below this benchmark. Historically, Al Mashriq Insurance Co's own Net Margin % has ranged from 1.13 to 10.34 over the past decade. While the company's 10-year median is 3.50 vs. the industry median of 9.29, Al Mashriq Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Mashriq Insurance Co's current Net Margin % of 2.23% is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al Mashriq Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Mashriq Insurance Co's current Net Margin % is 2.23%, which is 36% below median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Mashriq Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al Mashriq Insurance Co (XPAE:MIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.88, compared to a current price of $2.14 — trading 25.7% below its estimated fair value. The current Net Margin % is 2.23%, which is 36% below median its 10-year median of 3.50 and 76% below the Insurance industry median of 9.29. Al Mashriq Insurance Co's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al Mashriq Insurance Co (XPAE:MIC), the current Net Margin % is 2.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Mashriq Insurance Co (XPAE:MIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al Mashriq Insurance Co stock appears to be undervalued.
The current stock price of $2.14 is trading 25.7% below its estimated GF Value™ of $2.88.
GuruFocus considers Al Mashriq Insurance Co to be Modestly Undervalued.
Key valuation signals for XPAE:MIC:
Net Margin %: 2.23% (36% below median its 10-year median of 3.50)
GF Value™: $2.88 vs. price of $2.14 (25.7% below fair value)
Industry Position: 76% below the Insurance median (#433 of 501)
No single metric tells the full story. See the XPAE:MIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Mashriq Insurance Co is engaged in the provision of insurance, re-insurance related services. Its products are Engineering Insurance, General Accident Insurance, Personal Insurance, Marine Insurance, Fire Insurance, Vehicle Insurance, Propety Insurance, Civil Liability Insurance and Travel Insurance.
73GF Score
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